CML Group Limited provides financial solutions SME businesses in Australia. More Details
+ 2 more risks
Reasonable growth potential with mediocre balance sheet.
Share Price & News
How has CML Group's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: CGR has not had significant price volatility in the past 3 months.
7 Day Return
AU Diversified Financial
1 Year Return
AU Diversified Financial
Return vs Industry: CGR underperformed the Australian Diversified Financial industry which returned -27.5% over the past year.
Return vs Market: CGR underperformed the Australian Market which returned -6.2% over the past year.
Price Volatility Vs. Market
How volatile is CML Group's share price compared to the market and industry in the last 5 years?
Simply Wall St News
11 months ago | Simply Wall StWhat To Know Before Buying CML Group Limited (ASX:CGR) For Its Dividend
1 year ago | Simply Wall StDo You Like CML Group Limited (ASX:CGR) At This P/E Ratio?
1 year ago | Simply Wall StDoes CML Group Limited's (ASX:CGR) CEO Salary Compare Well With Others?
Is CML Group undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: CGR (A$0.34) is trading above our estimate of fair value (A$0.33)
Significantly Below Fair Value: CGR is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: CGR is poor value based on its PE Ratio (19.3x) compared to the AU Diversified Financial industry average (18.1x).
PE vs Market: CGR is good value based on its PE Ratio (19.3x) compared to the Australian market (21.4x).
Price to Earnings Growth Ratio
PEG Ratio: CGR is good value based on its PEG Ratio (0.6x)
Price to Book Ratio
PB vs Industry: CGR is overvalued based on its PB Ratio (1.4x) compared to the AU Diversified Financial industry average (1.2x).
How is CML Group forecast to perform in the next 1 to 3 years based on estimates from 2 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: CGR's forecast earnings growth (32.4% per year) is above the savings rate (2.3%).
Earnings vs Market: CGR's earnings (32.4% per year) are forecast to grow faster than the Australian market (17.6% per year).
High Growth Earnings: earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: CGR's revenue (7.8% per year) is forecast to grow faster than the Australian market (4.6% per year).
High Growth Revenue: CGR's revenue (7.8% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: CGR's Return on Equity is forecast to be low in 3 years time (18%).
How has CML Group performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: CGR has a large one-off loss of A$2.4M impacting its June 30 2020 financial results.
Growing Profit Margin: CGR's current net profit margins (7.7%) are lower than last year (17.6%).
Past Earnings Growth Analysis
Earnings Trend: CGR has become profitable over the past 5 years, growing earnings by 42.5% per year.
Accelerating Growth: CGR's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: CGR had negative earnings growth (-56.2%) over the past year, making it difficult to compare to the Diversified Financial industry average (-3.5%).
Return on Equity
High ROE: CGR's Return on Equity (6.9%) is considered low.
How is CML Group's financial position?
Financial Position Analysis
Short Term Liabilities: CGR's short term assets (A$220.3M) exceed its short term liabilities (A$159.7M).
Long Term Liabilities: CGR's short term assets (A$220.3M) exceed its long term liabilities (A$122.9M).
Debt to Equity History and Analysis
Debt Level: CGR's debt to equity ratio (344.5%) is considered high.
Reducing Debt: CGR's debt to equity ratio has reduced from 353.7% to 344.5% over the past 5 years.
Debt Coverage: CGR's debt is not well covered by operating cash flow (1%).
Interest Coverage: CGR's interest payments on its debt are not well covered by EBIT (1.7x coverage).
What is CML Group current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: CGR's dividend (5.22%) is higher than the bottom 25% of dividend payers in the Australian market (2.12%).
High Dividend: CGR's dividend (5.22%) is low compared to the top 25% of dividend payers in the Australian market (5.47%).
Stability and Growth of Payments
Stable Dividend: CGR's dividend payments have been volatile in the past 10 years.
Growing Dividend: CGR's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its high payout ratio (100.7%), CGR's dividend payments are not well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: CGR's dividends in 3 years are forecast to be covered by earnings (50.9% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average board tenure
Mr. Daniel Riley, B.Comm, CPA, has been Managing Director and Chief Executive Officer of CML Group Limited since October 1, 2010 and has been its Executive Director. Mr. Riley serves as Managing Director a ...
CEO Compensation Analysis
Compensation vs Market: Daniel's total compensation ($USD452.15K) is above average for companies of similar size in the Australian market ($USD275.49K).
Compensation vs Earnings: Daniel's compensation has been consistent with company performance over the past year.
|CEO, MD & Executive Director||10yrs||AU$635.91k||0.97% |
|Independent Non-Executive Director||3.08yrs||AU$63.75k||0.091% |
|Independent Non-Executive Director||5.58yrs||AU$63.75k||1.05% |
|Non-Executive Chairperson||5.92yrs||AU$105.00k||8.09% |
|Independent Non-Executive Director||7.92yrs||AU$63.75k||0.30% |
Experienced Board: CGR's board of directors are considered experienced (5.8 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 9.5%.
CML Group Limited's company bio, employee growth, exchange listings and data sources
- Name: CML Group Limited
- Ticker: CGR
- Exchange: ASX
- Founded: 2001
- Industry: Specialized Finance
- Sector: Diversified Financials
- Market Cap: AU$75.078m
- Shares outstanding: 220.82m
- Website: https://www.cashflowfinance.com.au/cml-group
Number of Employees
- CML Group Limited
- 201 Miller Street
- Level 11
- North Sydney
- New South Wales
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|CGR||ASX (Australian Securities Exchange)||Yes||Ordinary Shares||AU||AUD||Feb 2010|
|CGR||CHIA (Chi-X Australia)||Yes||Ordinary Shares||AU||AUD||Feb 2010|
CML Group Limited provides financial solutions SME businesses in Australia. It operates through Finance, Equipment Finance, and Other Services segments. The company offers invoice factoring and discounting ...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/10/23 10:38|
|End of Day Share Price||2020/10/23 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.