CGF Stock Overview
Challenger Limited is a publicly owned investment manager.
Price History & Performance
|Historical stock prices|
|Current Share Price||AU$7.30|
|52 Week High||AU$7.73|
|52 Week Low||AU$4.86|
|1 Month Change||5.64%|
|3 Month Change||17.74%|
|1 Year Change||49.59%|
|3 Year Change||-10.98%|
|5 Year Change||-43.10%|
|Change since IPO||186.27%|
Recent News & Updates
|CGF||AU Diversified Financial||AU Market|
Return vs Industry: CGF exceeded the Australian Diversified Financial industry which returned 23.7% over the past year.
Return vs Market: CGF exceeded the Australian Market which returned 0.5% over the past year.
|CGF Average Weekly Movement||5.5%|
|Diversified Financial Industry Average Movement||6.0%|
|Market Average Movement||9.4%|
|10% most volatile stocks in AU Market||16.5%|
|10% least volatile stocks in AU Market||4.3%|
Stable Share Price: CGF is less volatile than 75% of Australian stocks over the past 3 months, typically moving +/- 6% a week.
Volatility Over Time: CGF's weekly volatility (6%) has been stable over the past year.
About the Company
Challenger Limited is a publicly owned investment manager. The company also provides retirement services to its clients. It manages equity mutual funds.
Challenger Fundamentals Summary
|CGF fundamental statistics|
Is CGF overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|CGF income statement (TTM)|
|Cost of Revenue||AU$1.96b|
Last Reported Earnings
Dec 31, 2021
Next Earnings Date
Aug 16, 2022
|Earnings per share (EPS)||0.96|
|Net Profit Margin||18.44%|
How did CGF perform over the long term?See historical performance and comparison
3.2%Current Dividend Yield
How is Challenger forecast to perform in the next 1 to 3 years based on estimates from 11 analysts?
Future Growth Score0/6
Future Growth Score 0/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: CGF's earnings are forecast to decline over the next 3 years (-2.9% per year).
Earnings vs Market: CGF's earnings are forecast to decline over the next 3 years (-2.9% per year).
High Growth Earnings: CGF's earnings are forecast to decline over the next 3 years.
Revenue vs Market: CGF's revenue is expected to decline over the next 3 years (-4.5% per year).
High Growth Revenue: CGF's revenue is forecast to decline over the next 3 years (-4.5% per year).
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: CGF's Return on Equity is forecast to be low in 3 years time (9%).
How has Challenger performed over the past 5 years?
Past Performance Score2/6
Past Performance Score 2/6
Growing Profit Margin
Earnings vs Industry
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: CGF has high quality earnings.
Growing Profit Margin: CGF became profitable in the past.
Past Earnings Growth Analysis
Earnings Trend: CGF's earnings have declined by 8.2% per year over the past 5 years.
Accelerating Growth: CGF has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: CGF has become profitable in the last year, making it difficult to compare its past year earnings growth to the Diversified Financial industry (40.1%).
Return on Equity
High ROE: CGF's Return on Equity (16%) is considered low.
How is Challenger's financial position?
Financial Health Score6/6
Financial Health Score 6/6
Short Term Liabilities
Long Term Liabilities
Financial Position Analysis
Short Term Liabilities: CGF's short term assets (A$24.8B) exceed its short term liabilities (A$3.9B).
Long Term Liabilities: CGF's short term assets (A$24.8B) exceed its long term liabilities (A$21.8B).
Debt to Equity History and Analysis
Debt Level: CGF has more cash than its total debt.
Reducing Debt: CGF's debt to equity ratio has reduced from 225.7% to 139.7% over the past 5 years.
Debt Coverage: CGF's debt is well covered by operating cash flow (54.3%).
Interest Coverage: CGF's interest payments on its debt are well covered by EBIT (3.4x coverage).
What is Challenger current dividend yield, its reliability and sustainability?
Dividend Score 4/6
Future Dividend Coverage
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: CGF's dividend (3.15%) is higher than the bottom 25% of dividend payers in the Australian market (2.57%).
High Dividend: CGF's dividend (3.15%) is low compared to the top 25% of dividend payers in the Australian market (6.13%).
Stability and Growth of Payments
Stable Dividend: CGF's dividend payments have been volatile in the past 10 years.
Growing Dividend: CGF's dividend payments have increased over the past 10 years.
Earnings Payout to Shareholders
Earnings Coverage: With its low payout ratio (22.7%), CGF's dividend payments are well covered by earnings.
Cash Payout to Shareholders
Cash Flow Coverage: With its low cash payout ratio (5.1%), CGF's dividend payments are thoroughly covered by cash flows.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Mr. Nicolas Hamilton, also known as Nick, serves as MD, Director and CEO at Challenger Ltd. since January 1, 2022. He served as Chief Executive of Funds Management at Challenger Ltd.from September 23, 201...
CEO Compensation Analysis
Compensation vs Market: Nick's total compensation ($USD1.17M) is below average for companies of similar size in the Australian market ($USD2.00M).
Compensation vs Earnings: Nick's compensation has been consistent with company performance over the past year.
Experienced Management: CGF's management team is not considered experienced ( 1.3 years average tenure), which suggests a new team.
Experienced Board: CGF's board of directors are considered experienced (4 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: CGF insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Challenger Limited's employee growth, exchange listings and data sources
- Name: Challenger Limited
- Ticker: CGF
- Exchange: ASX
- Founded: 1985
- Industry: Other Diversified Financial Services
- Sector: Diversified Financials
- Implied Market Cap: AU$4.930b
- Shares outstanding: 676.32m
- Website: https://challenger.com.au
Number of Employees
- Challenger Limited
- 5 Martin Place
- Level 2
- New South Wales
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/05/16 00:00|
|End of Day Share Price||2022/05/16 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.