ASX:8IH

Stock Analysis Report

Executive Summary

8I Holdings Limited engages in the financial education, public and private market investments, and financial technology businesses.


Snowflake Analysis

Overvalued with worrying balance sheet.

Share Price & News

How has 8I Holdings's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: 8IH's share price has been volatile over the past 3 months.


Market Performance


7 Day Return

6.7%

8IH

18.0%

AU Diversified Financial

5.3%

AU Market


1 Year Return

23.1%

8IH

-32.9%

AU Diversified Financial

-17.6%

AU Market

Return vs Industry: 8IH exceeded the Australian Diversified Financial industry which returned -34.6% over the past year.

Return vs Market: 8IH exceeded the Australian Market which returned -19.4% over the past year.


Shareholder returns

8IHIndustryMarket
7 Day6.7%18.0%5.3%
30 Day-20.0%-16.5%-18.2%
90 Dayn/a-26.7%-22.6%
1 Year23.1%23.1%-32.7%-32.9%-13.9%-17.6%
3 Year-86.6%-86.7%-64.8%-68.0%-0.4%-14.1%
5 Year-84.8%-85.2%-68.6%-74.2%10.7%-14.3%

Price Volatility Vs. Market

How volatile is 8I Holdings's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is 8I Holdings undervalued compared to its fair value and its price relative to the market?

0.82x

Price to Book (PB) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate 8IH's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate 8IH's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: 8IH is unprofitable, so we can't compare its PE Ratio to the Diversified Financial industry average.

PE vs Market: 8IH is unprofitable, so we can't compare its PE Ratio to the Australian market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate 8IH's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: 8IH is good value based on its PB Ratio (0.8x) compared to the AU Diversified Financial industry average (0.8x).


Next Steps

Future Growth

How is 8I Holdings forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

98.5%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as 8I Holdings has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has 8I Holdings performed over the past 5 years?

-70.9%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: 8IH is currently unprofitable.

Growing Profit Margin: 8IH is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: 8IH is unprofitable, and losses have increased over the past 5 years at a rate of -70.9% per year.

Accelerating Growth: Unable to compare 8IH's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: 8IH is unprofitable, making it difficult to compare its past year earnings growth to the Diversified Financial industry (7%).


Return on Equity

High ROE: 8IH has a negative Return on Equity (-11.68%), as it is currently unprofitable.


Next Steps

Financial Health

How is 8I Holdings's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet

Inventory Level: 8IH has a low level of unsold assets or inventory.

Debt Coverage by Assets: Insufficient data to determine if 8IH's debt is covered by short term assets.


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Stable Cash Runway: 8IH has been profitable on average in the past, therefore cash runway is not a concern.

Forecast Cash Runway: 8IH has been profitable on average in the past, therefore cash runway is not a concern.


Financial Institutions Analysis

Asset Level: 8IH's level of assets compared to its equity is low.

Allowance for Bad Loans: Insufficient data to determine if 8IH has a sufficient allowance for bad loans.

Low Risk Liabilities: 8IH reports no customer deposits, loans are made up entirely of externally borrowed funds.

Loan Level: Insufficient data to determine if 8IH has an acceptable proportion of non-loan assets held.

Low Risk Deposits: 8IH has advanced significantly more loans than the customer deposits it holds.

Level of Bad Loans: Insufficient data to determine if 8IH has an appropriate level of bad loans.


Next Steps

Dividend

What is 8I Holdings's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate 8IH's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.

High Dividend: Unable to evaluate 8IH's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if 8IH's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if 8IH's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: 8IH is not paying a notable dividend for the Australian market.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of 8IH's dividend in 3 years as they are not forecast to pay a notable one for the Australian market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

4.7yrs

Average management tenure


CEO

8I Holdings has no CEO, or we have no data on them.


Leadership Team

NamePositionTenureCompensationOwnership
Chun Woei Chua
CFO, Chief Risk Officer & Company Secretary5yrsno datano data
Bernard Siah
Chief Technology Officerno datano datano data
Yi Lin Goh
Head of Investor Relationsno datano datano data
Che Koon Tan
Executive Director5.92yrsno data18.01% SGD5.2m
Puay Lin Teo
Chief Operating Officer of Education - 8VIC Global & Directorno datano data2.45% SGD708.7k
Ming Low
Head of Private Investment & Private Markets4.58yrsno datano data
Junyang Kao
COO - Education & GM - Singaporeno datano datano data
Gary Yeow
Director & GM Education - Malaysia7.92yrsno datano data
Tian Dehua
Director & General Manager of 8IH China Shanghai Co. Ltd4.67yrsno datano data
Zane Lewis
Corporate Advisor4yrsno datano data

4.7yrs

Average Tenure

Experienced Management: 8IH's management team is considered experienced (4.7 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

8I Holdings Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: 8I Holdings Limited
  • Ticker: 8IH
  • Exchange: ASX
  • Founded: 2008
  • Industry: Other Diversified Financial Services
  • Sector: Diversified Financials
  • Market Cap: AU$28.941m
  • Shares outstanding: 361.76m
  • Website: https://www.8iholdings.com

Number of Employees


Location

  • 8I Holdings Limited
  • No. 03-03/04, Goldbell Towers
  • 47 Scotts Road
  • Singapore
  • 228233
  • Singapore

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
8IHASX (Australian Securities Exchange)YesCDI 1:1AUAUDDec 2014

Biography

8I Holdings Limited engages in the financial education, public and private market investments, and financial technology businesses. The company, through 8VIC Holdings Ltd, operates under the VI brand with in the fintech and financial educational space with operations in Singapore, Malaysia, Thailand, Taiwan, and Shanghai. Its VI App is a smart stock analysis and screening tool infused with a social networking element to enable users to invest smarter, faster, and easier. The company, through Hidden Champions Capital Management Pte Ltd, also operates in the fund management business in Singapore, investing in public listed equities in the Asia-Pacific, as well as invests in private businesses. The company was founded in 2008 and is based in Singapore. 


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/04/01 10:43
End of Day Share Price2020/03/31 00:00
Earnings2019/09/30
Annual Earnings2019/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.