BBC Stock Overview
BNK Banking Corporation Limited provides various retail banking products and services in Australia.
BNK Banking Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||AU$0.95|
|52 Week High||AU$1.31|
|52 Week Low||AU$0.73|
|1 Month Change||-13.24%|
|3 Month Change||-23.39%|
|1 Year Change||30.14%|
|3 Year Change||53.23%|
|5 Year Change||-5.47%|
|Change since IPO||-5.00%|
Recent News & Updates
Here's Why I Think BNK Banking (ASX:BBC) Might Deserve Your Attention Today
Like a puppy chasing its tail, some new investors often chase 'the next big thing', even if that means buying 'story...
|BBC||AU Banks||AU Market|
Return vs Industry: BBC exceeded the Australian Banks industry which returned -11.4% over the past year.
Return vs Market: BBC exceeded the Australian Market which returned -10.8% over the past year.
|BBC Average Weekly Movement||4.4%|
|Banks Industry Average Movement||3.6%|
|Market Average Movement||10.1%|
|10% most volatile stocks in AU Market||16.8%|
|10% least volatile stocks in AU Market||4.5%|
Stable Share Price: BBC is less volatile than 75% of Australian stocks over the past 3 months, typically moving +/- 4% a week.
Volatility Over Time: BBC's weekly volatility (4%) has been stable over the past year.
About the Company
BNK Banking Corporation Limited provides various retail banking products and services in Australia. It operates through two segments, Banking and Aggregation segments. The company accepts various deposit products, including savings accounts, term deposits, and business accounts; and provides home, personal, car, and business loans under the Goldfields Money and Better Choice Home Loans brands to its retail and small business customers.
BNK Banking Fundamentals Summary
|BBC fundamental statistics|
Is BBC overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|BBC income statement (TTM)|
|Cost of Revenue||AU$0|
Last Reported Earnings
Dec 31, 2021
Next Earnings Date
|Earnings per share (EPS)||0.047|
|Net Profit Margin||13.24%|
How did BBC perform over the long term?See historical performance and comparison
Is BBC undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score 0/6
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Below Fair Value
Significantly Below Fair Value
Key Valuation Metric
Which metric is best to use when looking at relative valuation for BBC?
Other financial metrics that can be useful for relative valuation.
|What is BBC's n/a Ratio?|
Price to Earnings Ratio vs Peers
How does BBC's PE Ratio compare to its peers?
|BBC PE Ratio vs Peers|
|Company||PE||Estimated Growth||Market Cap|
BOQ Bank of Queensland
BEN Bendigo and Adelaide Bank
KSL Kina Securities
LCB Logan Community Financial Services
BBC BNK Banking
Price-To-Earnings vs Peers: BBC is expensive based on its Price-To-Earnings Ratio (20.1x) compared to the peer average (8.5x).
Price to Earnings Ratio vs Industry
How does BBC's PE Ratio compare vs other companies in the Global Banks Industry?
Price-To-Earnings vs Industry: BBC is expensive based on its Price-To-Earnings Ratio (20.1x) compared to the Global Banks industry average (9x)
Price to Earnings Ratio vs Fair Ratio
What is BBC's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
|Current PE Ratio||20.1x|
|Fair PE Ratio||n/a|
Price-To-Earnings vs Fair Ratio: Insufficient data to calculate BBC's Price-To-Earnings Fair Ratio for valuation analysis.
Share Price vs Fair Value
What is the Fair Price of BBC when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: BBC (A$0.95) is trading above our estimate of fair value (A$0.43)
Significantly Below Fair Value: BBC is trading above our estimate of fair value.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate BBC's PEG Ratio to determine if it is good value.
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How is BNK Banking forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Future Growth Score0/6
Future Growth Score 0/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as BNK Banking has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
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- Examine BNK Banking's financial health to determine how well-positioned it is against times of financial stress by looking at its level of debt over time and how much cash it has left.
- BNK Banking competitive advantages and company strategy can generally be found in its financial reports archived here.
How has BNK Banking performed over the past 5 years?
Past Performance Score2/6
Past Performance Score 2/6
Growing Profit Margin
Earnings vs Industry
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: BBC has a high level of non-cash earnings.
Growing Profit Margin: BBC became profitable in the past.
Past Earnings Growth Analysis
Earnings Trend: BBC has become profitable over the past 5 years, growing earnings by 49.9% per year.
Accelerating Growth: BBC has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: BBC has become profitable in the last year, making it difficult to compare its past year earnings growth to the Banks industry (16.5%).
Return on Equity
High ROE: BBC's Return on Equity (4.2%) is considered low.
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How is BNK Banking's financial position? (This company is analysed differently as a bank or financial institution)
Financial Health Score4/6
Financial Health Score 4/6
Allowance for Bad Loans
Low Risk Liabilities
Low Risk Deposits
Level of Bad Loans
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: BBC's Assets to Equity ratio (13x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if BBC has a sufficient allowance for bad loans.
Low Risk Liabilities: 52% of BBC's liabilities are made up of primarily low risk sources of funding.
Loan Level: BBC has an appropriate level of Loans to Assets ratio (43%).
Low Risk Deposits: BBC's Loans to Deposits ratio (90%) is appropriate.
Level of Bad Loans: Insufficient data to determine if BBC has an appropriate level of bad loans.
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What is BNK Banking current dividend yield, its reliability and sustainability?
Dividend Score 0/6
Future Dividend Coverage
Dividend Yield vs Market
Notable Dividend: Unable to evaluate BBC's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate BBC's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if BBC's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if BBC's dividend payments have been increasing.
Current Payout to Shareholders
Earnings Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of BBC's dividend in 3 years as they are not forecast to pay a notable one for the Australian market.
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How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Mr. Allan Savins serves as Chief Executive Officer of BNK Banking Corporation Limited since May 03, 2022. He had been Interim Chief Executive Officer of BNK Banking Corporation Limited since December 17, 2...
CEO Compensation Analysis
Compensation vs Market: Allan's total compensation ($USD315.57K) is about average for companies of similar size in the Australian market ($USD282.74K).
Compensation vs Earnings: Allan's compensation has been consistent with company performance over the past year.
Experienced Management: BBC's management team is not considered experienced ( 1.8 years average tenure), which suggests a new team.
Experienced Board: BBC's board of directors are not considered experienced ( 2 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 3.5%.
BNK Banking Corporation Limited's employee growth, exchange listings and data sources
- Name: BNK Banking Corporation Limited
- Ticker: BBC
- Exchange: ASX
- Founded: 1982
- Industry: Regional Banks
- Sector: Banks
- Implied Market Cap: AU$112.293m
- Shares outstanding: 118.20m
- Website: https://bnk.com.au
- BNK Banking Corporation Limited
- 191 St George’s Terrace
- Level 14
- Western Australia
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/07/06 00:00|
|End of Day Share Price||2022/07/06 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.