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U.S. Banks Industry Analysis

UpdatedNov 02, 2025
DataAggregated Company Financials
Companies654
  • 7D1.1%
  • 3M7.1%
  • 1Y22.8%
  • YTD17.9%

Over the last 7 days, the Banks industry has risen 1.1%, driven by gains from JPMorgan Chase of 3.6%. This means that the industry has gained 23% over the past year. As for the next few years, earnings are expected to grow by 9.0% per annum.

Industry Valuation and Performance

Has the U.S. Banks Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sun, 02 Nov 2025US$2.6tUS$695.3bUS$192.1b11x13.8x3.8x
Tue, 30 Sep 2025US$2.7tUS$678.1bUS$184.0b11.8x14.9x4x
Thu, 28 Aug 2025US$2.7tUS$678.6bUS$184.0b11.8x14.4x3.9x
Sat, 26 Jul 2025US$2.6tUS$677.3bUS$183.1b11.4x14.2x3.8x
Mon, 23 Jun 2025US$2.4tUS$668.9bUS$177.1b11x13.5x3.6x
Wed, 21 May 2025US$2.4tUS$668.4bUS$177.0b11.3x13.5x3.6x
Fri, 18 Apr 2025US$2.0tUS$666.8bUS$176.5b10.7x11.6x3.1x
Sun, 16 Mar 2025US$2.2tUS$662.8bUS$171.9b11.2x12.8x3.3x
Tue, 11 Feb 2025US$2.5tUS$662.0bUS$171.5b12.1x14.9x3.8x
Thu, 09 Jan 2025US$2.4tUS$654.4bUS$143.4b12.1x16.4x3.6x
Sat, 07 Dec 2024US$2.5tUS$655.1bUS$143.0b13.1x17.2x3.7x
Mon, 04 Nov 2024US$2.2tUS$654.1bUS$142.6b11.8x15.6x3.4x
Wed, 02 Oct 2024US$2.1tUS$654.4bUS$145.7b11.4x14.6x3.2x
Fri, 30 Aug 2024US$2.2tUS$653.0bUS$145.7b11.7x14.9x3.3x
Sun, 28 Jul 2024US$2.2tUS$652.7bUS$145.5b11.8x15x3.3x
Tue, 25 Jun 2024US$2.0tUS$655.4bUS$151.1b9.7x12.9x3x
Thu, 23 May 2024US$2.0tUS$655.4bUS$151.1b9.9x13.4x3.1x
Sat, 20 Apr 2024US$1.9tUS$654.4bUS$162.1b9.2x11.5x2.9x
Mon, 18 Mar 2024US$1.9tUS$654.2bUS$166.3b9.4x11.5x2.9x
Wed, 14 Feb 2024US$1.8tUS$652.8bUS$168.4b9.3x10.6x2.7x
Fri, 12 Jan 2024US$1.8tUS$668.2bUS$195.6b9.1x9.4x2.8x
Sun, 10 Dec 2023US$1.7tUS$667.9bUS$195.5b8.9x8.8x2.6x
Tue, 07 Nov 2023US$1.5tUS$666.8bUS$195.2b8.4x7.9x2.3x
Thu, 05 Oct 2023US$1.5tUS$656.7bUS$191.6b7.7x7.8x2.3x
Sat, 02 Sep 2023US$1.6tUS$656.9bUS$191.7b8.2x8.3x2.4x
Mon, 31 Jul 2023US$1.7tUS$655.0bUS$189.2b8.7x9.1x2.6x
Wed, 28 Jun 2023US$1.5tUS$642.3bUS$184.2b7.7x8.3x2.4x
Fri, 26 May 2023US$1.5tUS$642.2bUS$184.2b7.6x8.1x2.3x
Sun, 23 Apr 2023US$1.6tUS$640.2bUS$174.2b8.2x8.9x2.4x
Tue, 21 Mar 2023US$1.5tUS$624.0bUS$165.4b8.6x9x2.4x
Thu, 16 Feb 2023US$1.9tUS$616.9bUS$163.4b9.7x11.5x3x
Sat, 14 Jan 2023US$1.8tUS$611.4bUS$164.4b9.8x11.1x3x
Mon, 12 Dec 2022US$1.7tUS$611.6bUS$164.1b9.8x10.5x2.8x
Wed, 09 Nov 2022US$1.8tUS$612.0bUS$164.0b9.8x11x2.9x
Price to Earnings Ratio

11x


Total Market Cap: US$1.8tTotal Earnings: US$164.0bTotal Revenue: US$612.0bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Banks Industry Price to Earnings3Y Average 11.9x202320242025
Current Industry PE
  • Investors are optimistic on the American Banks industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 13.7x which is higher than its 3-year average PE of 11.9x.
  • The 3-year average PS ratio of 3.1x is lower than the industry's current PS ratio of 3.8x.
Past Earnings Growth
  • The earnings for companies in the Banks industry have grown 5.4% per year over the last three years.
  • Revenues for these companies have grown 4.3% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.S. Financials industry?

US Market0.54%
Financials-1.61%
Banks1.08%
Diversified Banks1.97%
Regional Banks-1.65%
Industry PE
  • Investors are most optimistic about the Diversified Banks industry which is trading above its 3-year average PE ratio of 11.5x.
    • Analysts are expecting annual earnings growth of 6.7%, which is lower than the prior year's growth of 28.9% per year.
  • Investors are most pessimistic about the Regional Banks industry, which is trading close to its 3-year average of 13.7x.
Forecasted Growth
  • Analysts are most optimistic on the Regional Banks industry, expecting annual earnings growth of 17% over the next 5 years.
  • This is roughly in line with its past earnings growth rate.
  • In contrast, the Diversified Banks industry is expected to see its earnings grow by 6.7% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
JPM JPMorgan ChaseUS$311.123.6%
+US$29.1b		39.6%PB2.5x
BAC Bank of AmericaUS$53.451.7%
+US$5.0b		28.0%PB1.4x
C CitigroupUS$101.232.5%
+US$4.4b		58.9%PB0.9x
NU Nu HoldingsUS$16.111.7%
+US$1.3b		12.3%PB8.1x
WFC Wells FargoUS$86.970.6%
+US$906.6m		34.5%PB1.7x

Latest News

TBBK
US$65.37
Bancorp
7D
-17.0%
1Y
31.7%
JPM
US$311.12
JPMorgan Chase
7D
3.6%
1Y
39.6%
UMBF
US$106.88
UMB Financial
7D
-5.9%
1Y
-1.3%

UMBF: Heartland Turnaround Will Accelerate Profit Margin Gains Into 2026

Analysts have modestly lowered their price target for UMB Financial by about $2 to $137.54. They cite improved profit margins but reduced revenue growth expectations based on updated earnings outlooks and ongoing momentum in core business segments.
PNC
US$182.55
PNC Financial Services Group
7D
-2.1%
1Y
-2.5%

PNC: Expansion Into Western Markets Will Drive Long-Term Asset Scale

Analysts have slightly reduced their fair value estimate for PNC Financial Services Group to approximately $220.88 per share. This change reflects incremental adjustments to discount rate and growth assumptions as recent research highlights continued strong loan growth, resilient fundamentals, and capital flexibility amid evolving market dynamics.
CFG
US$50.87
Citizens Financial Group
7D
-2.5%
1Y
21.6%

CFG: Net Interest Margin And Fee Income Gains Will Drive Upside Momentum

The analyst price target for Citizens Financial Group has increased slightly to $61.73. This reflects analysts' expectations for improved profit margins, along with ongoing strength in capital markets and fee income.
WFC
US$86.97
Wells Fargo
7D
0.6%
1Y
34.5%
TFC
US$44.63
Truist Financial
7D
1.0%
1Y
4.2%
BAC
US$53.45
Bank of America
7D
1.7%
1Y
28.0%

BAC: Solid Loan And Deposit Trends Will Balance Industry Competition Ahead

Bank of America's analyst price target has been raised by $0.75 to $57.98, as analysts cite the company's solid Q3 revenue growth, positive operating leverage, and continued improvement in loan and deposit performance as key drivers behind the updated valuation. Analyst Commentary Recent Street research offers a nuanced view on Bank of America, highlighting both opportunities and risks based on the company's recent financial performance and broader industry trends.
C
US$101.23
Citigroup
7D
2.5%
1Y
58.9%
FCNC.A
US$1,824.82
First Citizens BancShares
7D
2.8%
1Y
-5.3%
USB
US$46.68
U.S. Bancorp
7D
-3.3%
1Y
-2.4%
HBAN
US$15.44
Huntington Bancshares
7D
-3.9%
1Y
-0.3%

Huntington Bancshares (NASDAQ:HBAN) Is Paying Out A Dividend Of $0.155

Oct 28
Huntington Bancshares (NASDAQ:HBAN) Is Paying Out A Dividend Of $0.155
FITB
US$41.62
Fifth Third Bancorp
7D
-2.4%
1Y
-3.5%

Analyst Commentary Highlights Optimism and Caution on Fifth Third Bancorp Amid Merger and Valuation Shifts

Fifth Third Bancorp's analyst price target has been revised upward by $0.60 to $50.45. This reflects analyst expectations for stronger revenue growth following recent fee momentum, expanded market presence, and merger synergies.
NU
US$16.11
Nu Holdings
7D
1.7%
1Y
12.3%

Latin America's Digital Shift Will Drive Financial Service Expansion

Analysts have raised their price target on Nu Holdings from $16.99 to $17.29 per share. They cited modest improvements in profit margin and a slight reduction in the discount rate as key drivers for the upward revision.
MTB
US$183.87
M&T Bank
7D
-0.7%
1Y
-4.4%
GBCI
US$40.85
Glacier Bancorp
7D
-6.8%
1Y
-21.0%