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Indian (NIFTY) Mortgage Finance Industry Analysis

UpdatedNov 29, 2022
DataAggregated Company Financials
Companies14
  • 7D4.3%
  • 3M-2.2%
  • 1Y-5.0%
  • YTD-4.0%

Indiabulls Housing Finance is up 15%, leading the way for the Mortgage Finance industry, which has gained 4.3%. In the past year, the industry is down 5.0%. As for the next few years, earnings are expected to grow by 10% per annum.

Industry Valuation and Performance

Has the Indian Mortgage Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Wed, 30 Nov 2022₹994.8b₹194.0b₹83.4b16.3x11.9x5.1x
Fri, 28 Oct 2022₹973.4b₹185.3b₹82.0b15.9x11.9x5.3x
Sun, 25 Sep 2022₹968.8b₹181.9b₹80.7b16.6x12x5.3x
Tue, 23 Aug 2022₹958.0b₹181.9b₹80.7b17x11.9x5.3x
Thu, 21 Jul 2022₹5.0t₹1.2t₹296.5b15.6x16.7x4x
Sat, 18 Jun 2022₹4.5t₹1.2t₹296.4b14.5x15.2x3.6x
Mon, 16 May 2022₹4.7t₹1.2t₹289.4b17.1x16.3x3.8x
Wed, 13 Apr 2022₹5.4t₹1.2t₹276.0b20.5x19.6x4.4x
Fri, 11 Mar 2022₹5.0t₹1.2t₹276.0b17.5x18.2x4.1x
Sun, 06 Feb 2022₹5.6t₹1.2t₹276.3b19x20.4x4.6x
Tue, 04 Jan 2022₹5.8t₹1.3t₹268.5b16.4x21.6x4.4x
Thu, 02 Dec 2021₹6.0t₹1.3t₹268.5b16.9x22.2x4.5x
Sat, 30 Oct 2021₹6.2t₹1.3t₹262.5b21.7x23.7x4.9x
Mon, 27 Sep 2021₹6.2t₹1.3t₹266.6b22x23.3x4.9x
Wed, 25 Aug 2021₹5.9t₹1.3t₹266.6b20.1x22x4.6x
Thu, 01 Jul 2021₹5.4t₹1.3t₹263.9b17.4x20.4x4.3x
Sun, 04 Apr 2021₹5.3t₹1.2t₹253.3b14x20.9x4.3x
Wed, 06 Jan 2021₹5.2t₹1.0t₹232.8b12.4x22.3x5.2x
Sat, 10 Oct 2020₹3.6t₹869.3b₹218.2b13.2x16.5x4.1x
Fri, 03 Jul 2020₹3.5t₹848.4b₹278.5b11.7x12.5x4.1x
Mon, 06 Apr 2020₹3.4t₹800.8b₹283.1b9.9x12x4.3x
Thu, 09 Jan 2020₹5.1t₹951.4b₹303.4b14x16.8x5.4x
Price to Earnings Ratio

16.3x


Total Market Cap: ₹4.9tTotal Earnings: ₹301.1bTotal Revenue: ₹945.1bTotal Market Cap vs Earnings and Revenue0%0%0%
Indian Mortgage Finance Industry Price to Earnings3Y Average 17.8x202020212022
Current Industry PE
  • Investors are pessimistic on the Indian Mortgage industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 11.9x which is lower than its 3-year average PE of 17.7x.
  • The 3-year average PS ratio of 4.6x is lower than the industry's current PS ratio of 5.1x.
Past Earnings Growth
  • The earnings for companies in the Mortgage industry have declined 35% per year over the last three years,
  • Revenues have also declined 41% per year.
  • This means overall sales from these companies are declining and profits are subsequently falling as well.

Industry Trends

Which industries have driven the changes within the Indian Financials industry?

IN Market1.88%
Financials2.05%
Mortgage Finance4.25%
Thrifts and Mortgage Finance4.25%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
535789 Indiabulls Housing Finance₹143.5514.6%
+₹8.2b
-37.3%PB0.4x
LICHSGFIN LIC Housing Finance₹386.003.7%
+₹7.5b
3.7%PB0.8x
511196 Can Fin Homes₹549.056.8%
+₹4.7b
-6.9%PB2.2x
540173 PNB Housing Finance₹437.154.4%
+₹3.1b
-20.7%PB0.7x
543259 Home First Finance Company India₹725.702.6%
+₹1.6b
-10.2%PB3.8x
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511196

₹549.05

Can Fin Homes

7D

6.8%

1Y

-6.9%

543335

₹314.85

Aptus Value Housing Finance India

7D

0.8%

1Y

0.7%

539017

₹203.15

Star Housing Finance

7D

-2.0%

1Y

133.1%

511676

₹169.70

GIC Housing Finance

7D

11.7%

1Y

13.1%

540173

₹437.15

PNB Housing Finance

7D

4.4%

1Y

-20.7%

LICHSGFIN

₹386.00

LIC Housing Finance

7D

3.7%

1Y

3.7%

IIFL

₹460.45

IIFL Finance

7D

-0.3%

1Y

48.8%

AAVAS

₹1,936.50

Aavas Financiers

7D

0.2%

1Y

-31.2%

535789

₹143.55

Indiabulls Housing Finance

7D

14.6%

1Y

-37.3%

511740

₹218.80

Mehta Housing Finance

7D

-3.0%

1Y

787.6%

540709

₹3.66

Reliance Home Finance

7D

-0.3%

1Y

-2.9%

543259

₹725.70

Home First Finance Company India

7D

2.6%

1Y

-10.2%

530979

₹31.55

India Home Loan

7D

-3.4%

1Y

-14.0%