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Hong Kong (HSI) Consumer Finance Industry Analysis
UpdatedAug 31, 2024
DataAggregated Company Financials
Companies26
- 7D0.5%
- 3M-0.5%
- 1Y-6.5%
- YTD0.2%
Last week, the Consumer Finance industry hasn't moved much but Guangdong Join-Share Financing Guarantee Investment is up 24% in that time. As for the longer term, the industry has declined 6.5% in the last year. Earnings are forecast to grow by 40% annually.
Industry Valuation and Performance
Has the Hong Kong Consumer Finance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Sat, 31 Aug 2024 | HK$27.4b | HK$22.7b | HK$800.1m | 6.3x | 34.3x | 1.2x |
| Mon, 29 Jul 2024 | HK$27.3b | HK$21.7b | HK$412.9m | 10.7x | 66.2x | 1.3x |
| Wed, 26 Jun 2024 | HK$27.6b | HK$21.7b | HK$475.7m | 11.6x | 58.1x | 1.3x |
| Fri, 24 May 2024 | HK$28.9b | HK$23.5b | HK$85.6m | 12.3x | 337.6x | 1.2x |
| Sun, 21 Apr 2024 | HK$27.1b | HK$23.6b | HK$72.6m | 9.2x | 372.7x | 1.1x |
| Tue, 19 Mar 2024 | HK$28.4b | HK$26.7b | -HK$1,480,881,562.63 | 10.3x | -19.2x | 1.1x |
| Thu, 15 Feb 2024 | HK$27.0b | HK$25.5b | -HK$1,514,342,064.32 | 9.4x | -17.8x | 1.1x |
| Sat, 13 Jan 2024 | HK$27.9b | HK$25.9b | -HK$1,527,270,489.00 | 9.7x | -18.3x | 1.1x |
| Mon, 11 Dec 2023 | HK$26.9b | HK$25.7b | -HK$1,628,291,740.00 | 7.1x | -16.5x | 1x |
| Wed, 08 Nov 2023 | HK$27.8b | HK$25.5b | -HK$1,519,391,486.00 | 6.9x | -18.3x | 1.1x |
| Fri, 06 Oct 2023 | HK$28.7b | HK$25.5b | -HK$1,534,553,554.00 | 7x | -18.7x | 1.1x |
| Sun, 03 Sep 2023 | HK$29.4b | HK$25.8b | -HK$1,548,779,012.00 | 7.5x | -19x | 1.1x |
| Tue, 01 Aug 2023 | HK$30.9b | HK$24.2b | -HK$2,108,860,275.00 | 6.3x | -14.7x | 1.3x |
| Thu, 29 Jun 2023 | HK$30.2b | HK$24.1b | -HK$2,204,944,479.00 | 6.2x | -13.7x | 1.3x |
| Sat, 27 May 2023 | HK$30.2b | HK$24.3b | -HK$2,210,076,910.00 | 8x | -13.7x | 1.2x |
| Mon, 24 Apr 2023 | HK$31.9b | HK$24.6b | -HK$2,207,395,236.00 | 12.1x | -14.5x | 1.3x |
| Wed, 22 Mar 2023 | HK$33.2b | HK$23.0b | HK$4.0b | 7.1x | 8.4x | 1.4x |
| Fri, 17 Feb 2023 | HK$35.5b | HK$22.7b | HK$5.3b | 8.7x | 6.7x | 1.6x |
| Sun, 15 Jan 2023 | HK$35.1b | HK$22.9b | HK$5.4b | 8.5x | 6.5x | 1.5x |
| Tue, 13 Dec 2022 | HK$43.3b | HK$22.3b | HK$5.3b | 10.6x | 8.2x | 1.9x |
| Thu, 10 Nov 2022 | HK$38.8b | HK$21.9b | HK$5.2b | 6.4x | 7.5x | 1.8x |
| Sat, 08 Oct 2022 | HK$41.3b | HK$22.1b | HK$5.2b | 6.4x | 8x | 1.9x |
| Mon, 05 Sep 2022 | HK$49.7b | HK$22.4b | HK$4.9b | 6.9x | 10.1x | 2.2x |
| Wed, 03 Aug 2022 | HK$49.0b | HK$22.4b | HK$11.3b | 8.1x | 4.3x | 2.2x |
| Fri, 01 Jul 2022 | HK$50.6b | HK$22.3b | HK$11.6b | 8.1x | 4.4x | 2.3x |
| Sun, 29 May 2022 | HK$50.8b | HK$22.3b | HK$11.6b | 7.7x | 4.4x | 2.3x |
| Tue, 26 Apr 2022 | HK$50.1b | HK$22.5b | HK$11.8b | 10.8x | 4.3x | 2.2x |
| Thu, 24 Mar 2022 | HK$55.6b | HK$26.2b | HK$11.1b | 6.2x | 5x | 2.1x |
| Sat, 19 Feb 2022 | HK$64.4b | HK$25.6b | HK$12.7b | 6.3x | 5x | 2.5x |
| Mon, 17 Jan 2022 | HK$61.0b | HK$25.5b | HK$12.7b | 6.4x | 4.8x | 2.4x |
| Wed, 15 Dec 2021 | HK$60.8b | HK$25.7b | HK$12.7b | 6.3x | 4.8x | 2.4x |
| Fri, 12 Nov 2021 | HK$60.0b | HK$25.4b | HK$12.4b | 6.3x | 4.8x | 2.4x |
| Sun, 10 Oct 2021 | HK$62.0b | HK$25.3b | HK$12.4b | 6.1x | 5x | 2.4x |
| Tue, 07 Sep 2021 | HK$66.2b | HK$25.3b | HK$12.4b | 5.9x | 5.3x | 2.6x |
Price to Earnings Ratio
5.3x
Current Industry PE
- Investors are optimistic on the Hong Kong Consumer Finance industry, and appear confident in long term growth rates.
- The industry is trading at a PE ratio of 34.3x which is higher than its 3-year average PE of 22.8x.
- The 3-year average PS ratio of 1.7x is higher than the industry's current PS ratio of 1.2x.
Past Earnings Growth
- The earnings for companies in the Consumer Finance industry have declined 60% per year over the last three years,
- Revenues have also declined 3.5% per year.
- This means overall sales from these companies are declining and profits are subsequently falling as well.
Industry Trends
Which industries have driven the changes within the Hong Kong Financials industry?
| HK Market | 1.07% | |
| Financials | -1.77% | |
| Consumer Finance | 0.47% | |
| Consumer Finance | 0.47% | |
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| 1543 Guangdong Join-Share Financing Guarantee Investment | HK$0.68 | 23.6% +HK$202.9m | -9.3% | PE24x | |
| 622 Oshidori International Holdings | HK$0.13 | 17.3% +HK$117.5m | -44.9% | PB0.3x | |
| 2483 K Cash Fintech | HK$1.89 | 8.6% +HK$75.0m | n/a | PE15.8x | |
| 2858 Yixin Group | HK$0.74 | 1.4% +HK$65.2m | -7.5% | PE6.3x | |
| 900 AEON Credit Service (Asia) | HK$5.74 | 1.6% +HK$37.7m | 7.7% | PE6.3x |