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U.K. (FTSE) Mortgage Finance Industry Analysis

UpdatedNov 28, 2022
DataAggregated Company Financials
Companies5
  • 7D2.3%
  • 3M-13.8%
  • 1Y-20.4%
  • YTD-26.7%

In the last week, the Mortgage Finance industry is up 2.3%, with OSB Group up 2.9%. However, the industry is down 20% over the past year. Looking forward, earnings are forecast to decline by 2.5% per year.

Industry Valuation and Performance

Has the U.K. Mortgage Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Mon, 28 Nov 2022UK£4.8bUK£5.3bUK£1.9b5.4x2.5x0.9x
Wed, 26 Oct 2022UK£4.2bUK£5.2bUK£1.9b4.9x2.3x0.8x
Fri, 23 Sep 2022UK£5.3bUK£5.1bUK£1.9b5.7x2.9x1x
Sun, 21 Aug 2022UK£5.9bUK£5.1bUK£1.9b6.7x3.2x1.1x
Tue, 19 Jul 2022UK£5.4bUK£5.1bUK£1.8b6.3x3x1.1x
Thu, 16 Jun 2022UK£5.7bUK£5.1bUK£1.8b6.5x3.1x1.1x
Sat, 14 May 2022UK£5.7bUK£4.8bUK£1.5b6.9x3.7x1.2x
Mon, 11 Apr 2022UK£6.4bUK£4.8bUK£1.5b7.7x4.1x1.3x
Wed, 09 Mar 2022UK£5.4bUK£4.7bUK£1.5b6.7x3.6x1.1x
Fri, 04 Feb 2022UK£6.6bUK£4.7bUK£1.5b8.9x4.4x1.4x
Sun, 02 Jan 2022UK£6.7bUK£4.7bUK£1.5b8.9x4.5x1.4x
Tue, 30 Nov 2021UK£6.2bUK£4.7bUK£1.4b10.6x4.3x1.3x
Thu, 28 Oct 2021UK£6.4bUK£4.2bUK£1.0b11.3x6.2x1.5x
Sat, 25 Sep 2021UK£6.3bUK£4.2bUK£1.0b11.3x6.1x1.5x
Mon, 23 Aug 2021UK£6.1bUK£4.2bUK£1.0b11.5x5.9x1.5x
Sat, 10 Jul 2021UK£5.7bUK£4.2bUK£1.0b10.6x5.6x1.4x
Fri, 02 Apr 2021UK£5.4bUK£3.9bUK£885.0m9.6x6.1x1.4x
Mon, 04 Jan 2021UK£5.4bUK£3.7bUK£722.2m11.7x7.4x1.5x
Thu, 08 Oct 2020UK£4.2bUK£3.6bUK£691.4m8.2x6.1x1.2x
Wed, 01 Jul 2020UK£4.1bUK£3.6bUK£663.3m8x6.2x1.1x
Sat, 04 Apr 2020UK£4.0bUK£3.7bUK£702.7m7.3x5.7x1.1x
Tue, 07 Jan 2020UK£5.4bUK£3.8bUK£761.2m12x7.2x1.4x
Price to Earnings Ratio

6.7x


Total Market Cap: UK£5.1bTotal Earnings: UK£756.3mTotal Revenue: UK£3.7bTotal Market Cap vs Earnings and Revenue0%0%0%
U.K. Mortgage Finance Industry Price to Earnings3Y Average 5.4x202020212022
Current Industry PE
  • Investors are pessimistic on the British Mortgage industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 2.5x which is lower than its 3-year average PE of 5.4x.
  • The 3-year average PS ratio of 1.3x is higher than the industry's current PS ratio of 0.91x.
Past Earnings Growth
  • The earnings for companies in the Mortgage industry have grown 36% per year over the last three years.
  • Revenues for these companies have grown 12% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.K. Financials industry?

GB Market1.33%
Financials1.09%
Mortgage Finance2.29%
Thrifts and Mortgage Finance2.29%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
OSB OSB GroupUK£4.772.9%
+UK£57.4m
-3.9%PB1x
PAG Paragon Banking GroupUK£4.653.4%
+UK£35.1m
-9.0%PB0.8x
NBS Nationwide Building SocietyUK£125.501.6%
+UK£21.1m
-33.6%PB0.08x
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Latest News

NBS

UK£125.50

Nationwide Building Society

7D

1.6%

1Y

-33.6%

PAG

UK£4.65

Paragon Banking Group

7D

3.4%

1Y

-9.0%

OSB

UK£4.77

OSB Group

7D

2.9%

1Y

-3.9%

MAB1

UK£6.30

Mortgage Advice Bureau (Holdings)

7D

-1.6%

1Y

-51.2%