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Australian (ASX) Mortgage Finance Industry Analysis

UpdatedDec 02, 2021
DataAggregated Company Financials
Companies5
  • 7D-3.0%
  • 3M-3.6%
  • 1Y-10.4%
  • YTD-6.5%

Over the last 7 days, the Mortgage Finance industry has dropped 3.0%, driven by a decline by Pepper Money of 12%. Meanwhile, N1 Holdings actually outperformed within the industry, gaining 6.7% in the last week. However, the industry is down 10% over the past year.

Industry Valuation and Performance

Has the Australian Mortgage Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPE
Fri, 03 Dec 2021AU$1.7bAU$770.2mAU$109.8m12.5x
Sun, 31 Oct 2021AU$1.8bAU$770.2mAU$109.8m13.7x
Tue, 28 Sep 2021AU$1.8bAU$770.2mAU$109.8m13.1x
Thu, 26 Aug 2021AU$1.8bAU$770.2mAU$109.8m13.5x
Fri, 02 Jul 2021AU$1.7bAU$770.2mAU$109.8m12.5x
Mon, 05 Apr 2021AU$1.8bAU$790.8mAU$85.9m12.7x
Thu, 07 Jan 2021AU$1.7bAU$799.6m-AU$46,442,378.0010.7x
Wed, 30 Sep 2020AU$1.2bAU$761.8m-AU$274,220.007.9x
Sat, 04 Jul 2020AU$1.5bAU$754.7m-AU$2,934,062.0011.1x
Tue, 07 Apr 2020AU$1.4bAU$773.7m-AU$3,017,028.0010.8x
Fri, 10 Jan 2020AU$2.2bAU$842.1mAU$170.1m14.3x
Thu, 03 Oct 2019AU$2.1bAU$850.8mAU$160.2m13x
Sun, 07 Jul 2019AU$1.8bAU$830.9mAU$137.6m12.6x
Wed, 10 Apr 2019AU$1.7bAU$806.6mAU$134.6m12.7x
Tue, 01 Jan 2019AU$1.6bAU$749.2mAU$93.6m13.5x
PE Ratio

12x

Total Market Cap: AU$1.6bTotal Earnings: AU$123.8mTotal Revenue: AU$776.1m0%0%0%3 Year10 Year
201920202021

Current Industry PE: Investors are relatively neutral on the industry at the moment, considering it's trading close to its 3-year average PE ratio of 12.4x. It appears they believe that earnings will grow in-line with historical growth rates.

Past Earnings Growth: The earnings for companies in the Mortgage industry have declined 3.9% per year over the last three years, while revenues have remained mostly flat. This means that although sales have remained flat, either the cost of doing business or the level of investment back into businesses has increased, which has decreased profits.

Industry Trends

Which industries have driven the changes within the Australian Mortgage Finance industry?

Thrifts and Mortgage Finance-2.99%

Industry PE: Investors are most optimistic about the Thrifts and Mortgage Finance industry, which is trading close to its 3-year average PE ratio of 12.4x. However analysts are expecting annual earnings growth of 6.0%, which is lower than the prior year's growth of 26% per year. So the market might believe that analysts are underestimating future growth.

Forecasted Growth: Analysts are most optimistic on the Thrifts and Mortgage Finance industry, expecting annual earnings growth of 6.0% over the next 5 years. However this is lower than its past earnings growth rate of 26% per year.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

Company7D1YValuation
N1H N1 Holdings6.7%+AU$815.6k113.3%PE93.6x
Simply Wall St
Simply Wall Street Pty Ltd
17-21 Bellevue Street, Surry Hills, Sydney
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