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Australian (ASX) Mortgage Finance Industry Analysis

UpdatedNov 27, 2022
DataAggregated Company Financials
Companies5
  • 7D-2.7%
  • 3M-6.3%
  • 1Y1.2%
  • YTD-4.2%

Over the last 7 days, the Mortgage Finance industry has dropped 2.7%, driven by Helia Group declining 5.4%. In contrast, Auswide Bank has gained 6.5%. As for the longer term, the industry's performance has been flat for the past year. Looking forward, earnings are forecast to decline by 2.3% per year.

Industry Valuation and Performance

Has the Australian Mortgage Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sun, 27 Nov 2022AU$1.7bAU$808.4mAU$211.3m8.1x7.9x2.1x
Tue, 25 Oct 2022AU$1.7bAU$808.4mAU$211.3m8.3x8.3x2.2x
Thu, 22 Sep 2022AU$1.7bAU$808.4mAU$211.3m7.8x8.1x2.1x
Sat, 20 Aug 2022AU$1.9bAU$720.4mAU$212.8m9x8.8x2.6x
Mon, 18 Jul 2022AU$1.7bAU$819.8mAU$257.2m7.5x6.5x2x
Wed, 15 Jun 2022AU$1.7bAU$819.8mAU$257.2m7.7x6.6x2.1x
Fri, 13 May 2022AU$2.0bAU$819.8mAU$257.2m8.7x7.8x2.5x
Sun, 10 Apr 2022AU$2.1bAU$819.8mAU$257.2m9x8.1x2.5x
Tue, 08 Mar 2022AU$2.1bAU$819.4mAU$262.1m8.5x7.9x2.5x
Thu, 03 Feb 2022AU$1.9bAU$770.2mAU$109.8m13.2x17.6x2.5x
Sat, 01 Jan 2022AU$1.8bAU$770.2mAU$109.8m13.4x16.7x2.4x
Mon, 29 Nov 2021AU$1.8bAU$770.2mAU$109.8m12.6x16.2x2.3x
Wed, 27 Oct 2021AU$1.8bAU$770.2mAU$109.8m13.5x16.5x2.3x
Fri, 24 Sep 2021AU$1.7bAU$770.2mAU$109.8m13x15.6x2.2x
Sun, 22 Aug 2021AU$1.8bAU$770.2mAU$109.8m13.5x16.2x2.3x
Fri, 09 Jul 2021AU$1.7bAU$770.2mAU$109.8m12.5x15.7x2.2x
Thu, 01 Apr 2021AU$1.8bAU$790.8mAU$85.9m12.7x20.8x2.3x
Sun, 03 Jan 2021AU$1.7bAU$799.6m-AU$46,442,378.0010.7x-37.4x2.2x
Wed, 07 Oct 2020AU$1.2bAU$761.8m-AU$274,220.007.9x-4451.4x1.6x
Tue, 30 Jun 2020AU$1.5bAU$754.7m-AU$2,934,062.0011.1x-494.8x1.9x
Fri, 03 Apr 2020AU$1.4bAU$773.7m-AU$3,017,028.0010.8x-480.2x1.9x
Mon, 06 Jan 2020AU$2.2bAU$842.1mAU$170.1m14.3x13.2x2.7x
Price to Earnings Ratio

13.9x


Total Market Cap: AU$2.2bTotal Earnings: AU$160.2mTotal Revenue: AU$850.8mTotal Market Cap vs Earnings and Revenue0%0%0%
Australian Mortgage Finance Industry Price to Earnings3Y Average -520.6x202020212022
Current Industry PE
  • Investors are pessimistic on the Australian Mortgage industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 7.9x which is higher than its 3-year average PE of -521x.
  • The industry is trading close to its 3-year average PS ratio of 2.2x.
Past Earnings Growth
  • The earnings for companies in the Mortgage industry have grown 9.7% per year over the last three years, while revenues have remained mostly flat.
  • This means that companies overall are more efficiently conducting business since profits are increasing while sales have been flat.

Industry Trends

Which industries have driven the changes within the Australian Financials industry?

AU Market1.17%
Financials1.75%
Mortgage Finance-2.65%
Thrifts and Mortgage Finance-2.65%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
ABA Auswide BankAU$5.886.5%
+AU$16.3m
-8.1%PB0.9x
LFG Liberty Financial GroupAU$4.210.2%
+AU$3.0m
-29.8%PB1.2x
Simply Wall St
Simply Wall Street Pty Ltd
17-21 Bellevue Street, Surry Hills, Sydney
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LFG

AU$4.21

Liberty Financial Group

7D

0.2%

1Y

-29.8%

HLI

AU$2.64

Helia Group

7D

-5.4%

1Y

14.8%

RMC

AU$1.03

Resimac Group

7D

-4.2%

1Y

-36.9%

MYS

AU$4.10

MyState

7D

-1.9%

1Y

-13.0%

N1H

AU$0.18

N1 Holdings

7D

-5.1%

1Y

23.3%

PPM

AU$1.48

Pepper Money

7D

-3.9%

1Y

-35.7%