Kotak Mahindra Bank (500247) Stock Overview
Provides a range of banking and financial services to corporate and individual customers in India. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 5/6 |
| Dividends | 3/6 |
Rewards
Risk Analysis
No risks detected for 500247 from our risk checks.
500247 Community Fair Values
Create NarrativeSee what 22 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Kotak Mahindra Bank Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ₹381.75 |
| 52 Week High | ₹452.98 |
| 52 Week Low | ₹345.40 |
| Beta | 0.29 |
| 1 Month Change | 0.26% |
| 3 Month Change | -0.44% |
| 1 Year Change | -11.27% |
| 3 Year Change | 2.82% |
| 5 Year Change | 7.74% |
| Change since IPO | 30,197.62% |
Recent News & Updates
Narrative Update • Jun 04
500247: Dividend And Governance Moves Will Support Future Upside Potential
Analysts have slightly increased their price target for Kotak Mahindra Bank to ₹461.37 from ₹461.33, reflecting updated views on the bank's discount rate, revenue growth expectations, profit margin outlook, and future P/E assumptions. What's in the News Kotak Mahindra Bank has scheduled a Board meeting on May 02, 2026 to consider and approve the standalone and consolidated audited financial results for the quarter and year ended March 31, 2026, and to recommend a dividend on equity shares for the year, if any.Narrative Update • May 11
500247: Dividend And Governance Decisions Will Support Future Upside Potential
Analysts have reduced their fair value estimate for Kotak Mahindra Bank from ₹468.47 to ₹461.33, citing updated assumptions that include slightly softer revenue expectations, a modestly higher profit margin outlook, and a somewhat lower future P/E multiple. What's in the News Kotak Mahindra Bank's board has recommended a dividend of ₹0.65 per equity share with a face value of ₹1 for the year ended March 31, 2026, subject to shareholder approval (Key Developments).Narrative Update • Apr 20
500247: Upcoming Governance Decisions And Debt Issuances Will Support Future Upside
Kotak Mahindra Bank's analyst price target has been adjusted slightly lower to around ₹468 from about ₹477, as analysts fine tune assumptions for the discount rate, revenue trajectory, profit margin and future P/E expectations. What's in the News Board meeting scheduled for May 2, 2026, to consider and approve standalone and consolidated audited financial results for the quarter and year ended March 31, 2026, and to consider recommending a dividend on equity shares for the year (Key Developments).Recent updates
Narrative Update • Jun 04
500247: Dividend And Governance Moves Will Support Future Upside Potential
Analysts have slightly increased their price target for Kotak Mahindra Bank to ₹461.37 from ₹461.33, reflecting updated views on the bank's discount rate, revenue growth expectations, profit margin outlook, and future P/E assumptions. What's in the News Kotak Mahindra Bank has scheduled a Board meeting on May 02, 2026 to consider and approve the standalone and consolidated audited financial results for the quarter and year ended March 31, 2026, and to recommend a dividend on equity shares for the year, if any.Narrative Update • May 11
500247: Dividend And Governance Decisions Will Support Future Upside Potential
Analysts have reduced their fair value estimate for Kotak Mahindra Bank from ₹468.47 to ₹461.33, citing updated assumptions that include slightly softer revenue expectations, a modestly higher profit margin outlook, and a somewhat lower future P/E multiple. What's in the News Kotak Mahindra Bank's board has recommended a dividend of ₹0.65 per equity share with a face value of ₹1 for the year ended March 31, 2026, subject to shareholder approval (Key Developments).Narrative Update • Apr 20
500247: Upcoming Governance Decisions And Debt Issuances Will Support Future Upside
Kotak Mahindra Bank's analyst price target has been adjusted slightly lower to around ₹468 from about ₹477, as analysts fine tune assumptions for the discount rate, revenue trajectory, profit margin and future P/E expectations. What's in the News Board meeting scheduled for May 2, 2026, to consider and approve standalone and consolidated audited financial results for the quarter and year ended March 31, 2026, and to consider recommending a dividend on equity shares for the year (Key Developments).Narrative Update • Apr 06
500247: Planned Debt Issuances And Leadership Changes Will Support Future Upside
Analysts have trimmed their price target on Kotak Mahindra Bank by about ₹10, reflecting slightly adjusted fair value estimates and updated assumptions for the discount rate, revenue growth, profit margins and future P/E multiples. What's in the News A special shareholders meeting via postal ballot is scheduled for Mar 4, 2026, to consider appointing Anup Kumar Saha as whole time director (executive director) and approving his remuneration.Narrative Update • Mar 23
500247: Planned Debt Issuances And Leadership Changes Will Support Future Upside
Analysts have slightly reduced their price target for Kotak Mahindra Bank to about ₹488, reflecting modest adjustments to assumptions on fair value, discount rate, revenue growth, profit margin and future P/E that together indicate a largely unchanged overall view on the stock. What's in the News A special shareholders meeting is scheduled for Mar 4, 2026 via postal ballot in India to seek approval for appointing Anup Kumar Saha as whole time director and setting his remuneration, along with authorisation to issue unsecured, redeemable, non convertible debentures or other debt securities on a private placement basis during FY 2026 27 (company filing).Narrative Update • Mar 09
500247: IDBI Stake Bid Will Drive Future Upside
Analysts have made a small upward adjustment to their price target for Kotak Mahindra Bank to about ₹488, reflecting marginal tweaks to fair value estimates and assumptions around discount rate, revenue growth, profit margins and future P/E. What's in the News A special and extraordinary shareholders meeting is scheduled for March 4, 2026, via postal ballot in India, to vote on appointing Anup Kumar Saha as whole time director and approving his remuneration, and to consider issuing unsecured, redeemable, non convertible debentures or bonds or other debt securities on a private placement basis during FY 2026 27.Narrative Update • Feb 21
500247: IDBI Stake Bid And Capital Changes Will Support Future Upside
Analysts have made a small upward adjustment to their fair value estimate for Kotak Mahindra Bank to ₹488. This reflects slightly revised assumptions on the discount rate, revenue growth, profit margin and future P/E.Narrative Update • Feb 05
500247: IDBI Stake Bid Will Support Future Upside
Analysts have slightly increased their price target for Kotak Mahindra Bank to ₹487.71 from ₹487.65, citing updated assumptions around discount rates, revenue growth, profit margins and a marginally higher future P/E multiple. What's in the News Board meetings are scheduled on January 23 and January 24, 2026, to review standalone and consolidated unaudited financial results for the quarter and nine months ended December 31, 2025, and to consider enabling resolutions for issuing unsecured, redeemable, non convertible debentures on a private placement basis during FY 2026 27, subject to member and regulatory approvals (Key Developments).Narrative Update • Jan 22
500247: Profit Margin Resilience And IDBI Bid Will Support Future Upside
Analysts have updated their price target on Kotak Mahindra Bank to ₹487.65 from ₹2,427.97, reflecting refreshed assumptions around fair value, discount rate, revenue growth, profit margin and future P/E expectations. What's in the News Board meeting scheduled on Jan 24, 2026 to review standalone and consolidated unaudited financial results for the quarter and nine months ended Dec 31, 2025, and to consider an enabling resolution to raise funds via unsecured, redeemable, non convertible debentures on a private placement basis during FY 2026 27, subject to approvals (company filing).Narrative Update • Jan 07
500247: Profit Margin Resilience And Share Split Will Support Future Upside
Analysts have nudged their price target for Kotak Mahindra Bank higher to ₹2,427.97 from ₹2,407.97, citing slightly more favourable assumptions on the discount rate, revenue contraction, profit margin, and forward P/E as key drivers of the update. What's in the News The Memorandum of Association has been amended after approvals from the Reserve Bank of India and shareholders, updating authorised share capital to INR 1,000,00,000 split into 1,400,00,00,000 equity shares of Re. 1 each and 100,00,00,000 preference shares of INR 5 each, with flexibility to alter capital and related rights as per applicable laws (Key Developments).Narrative Update • Dec 23
500247: Profit Margin Strength And Share Split Will Support Future Upside
Analysts have inched up their price target for Kotak Mahindra Bank by about ₹6 to approximately ₹2,408. This reflects slightly improved expectations for profit margins and earnings multiples, despite only marginal tweaks to growth and discount rate assumptions.Narrative Update • Dec 09
500247: Profit Margin Resilience And Share Split Will Support Future Upside
Analysts have nudged their price target for Kotak Mahindra Bank slightly higher to Rs 2,402, citing marginally improved profit margin expectations and a modestly lower discount rate that together support a steadier long term earnings outlook. What's in the News Board approves an amendment to the Capital Clause of the Memorandum of Association to align with the revised post-split share structure, subject to shareholder, RBI and other regulatory approvals (company filing) A special and extraordinary shareholders meeting will be conducted via postal ballot on December 26, 2025, to seek member consent on key proposals including capital structure changes (company notice) A board meeting is scheduled for November 21, 2025, to consider a subdivision or split of existing equity shares of face value INR 5 each and other matters (board agenda) A separate board meeting is set for October 25, 2025, to review and approve standalone and consolidated unaudited financial results for the quarter and half year ended September 30, 2025 (board agenda) Kotak Mahindra Bank and Federal Bank are reported to be in talks to acquire Deutsche Bank India retail and wealth management portfolios, including personal loans, mortgages and around INR 250,000 million in assets under management, as part of Deutsche Bank's planned exit from India retail (ET report) Valuation Changes Fair Value Estimate remained unchanged at approximately ₹2,402 per share, signaling no revision to the intrinsic value assessment.Narrative Update • Nov 25
500247: Profit Margin Improvement And October Board Meeting Will Drive Future Momentum
The analyst price target for Kotak Mahindra Bank has been raised slightly from ₹2,388.72 to ₹2,402.19. This change reflects analysts' confidence in marginal improvements in profit margins and updated financial forecasts.Narrative Update • Nov 09
500247: Projected Profit Margin Improvements Will Drive Sentiment After October Board Meeting
Kotak Mahindra Bank's analyst price target has been marginally raised from ₹2,352 to ₹2,389. Analysts cite expectations of slightly stronger profit margins and a lower discount rate, which are supporting the bank's valuation outlook.Narrative Update • Oct 26
Upcoming Leadership Appointments And Market Moves Will Drive Broader Banking Expansion
Analysts have raised their price target for Kotak Mahindra Bank from ₹2,314.03 to ₹2,352.31. They cite improved profit margins and expectations for slightly better revenue growth, despite a small uptick in the discount rate.Narrative Update • Sep 05
Digital Banking And Retail Lending Revival Will Open New Markets
With both the discount rate and forward P/E ratio showing only marginal fluctuations, there has been no meaningful change to Kotak Mahindra Bank’s analyst consensus price target, which remains steady at ₹2314. What's in the News Appointed M M Nissim & Co LLP as one of the Joint Statutory Auditors at the Annual General Meeting.
New Narrative • Nov 07
Revving Revenue With Personal Loan Portfolio & Tech Strides, Yet Facing Regulatory And Credit Challenges
Technological advancements and strategic expansions aim to enhance customer experience, driving operational efficiency, investment income, and earnings growth.Shareholder Returns
| 500247 | IN Banks | IN Market | |
|---|---|---|---|
| 7D | 0.7% | 0.8% | -1.2% |
| 1Y | -11.3% | -6.0% | -5.1% |
Return vs Industry: 500247 underperformed the Indian Banks industry which returned -6% over the past year.
Return vs Market: 500247 underperformed the Indian Market which returned -5.1% over the past year.
Price Volatility
| 500247 volatility | |
|---|---|
| 500247 Average Weekly Movement | 3.5% |
| Banks Industry Average Movement | 5.5% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in IN Market | 10.2% |
| 10% least volatile stocks in IN Market | 4.8% |
Stable Share Price: 500247 has not had significant price volatility in the past 3 months compared to the Indian market.
Volatility Over Time: 500247's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1985 | 114,000 | Ashok Vaswani | www.kotak.bank.in |
Kotak Mahindra Bank Limited provides a range of banking and financial services to corporate and individual customers in India. It operates through Treasury, BMU, and Corporate Centre; Retail Banking; Corporate/Wholesale Banking; Vehicle Financing; Other Lending Activities; Broking; Advisory and Transactional Services; Asset Management; and Insurance segments. The company offers savings, current, retail institution, corporate, and salary accounts; NRE and NRO fixed deposits and foreign currency nonresident deposits; home, personal, business, payday, gold, education, two-wheeler, commercial vehicle and equipment, home improvement, car, business, and crop loans, as well as loans against securities and properties; smart EMI services; bill payment, fund transfer, FASTag, taxes, loan/utility payment, forex and remittance, and wearable payments; working capital solutions; and forex, credit, and debit card services.
Kotak Mahindra Bank Limited Fundamentals Summary
| 500247 fundamental statistics | |
|---|---|
| Market cap | ₹3.75t |
| Earnings (TTM) | ₹192.88b |
| Revenue (TTM) | ₹740.43b |
19.7x
P/E Ratio2.1x
P/B RatioIs 500247 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 500247 income statement (TTM) | |
|---|---|
| Revenue | ₹740.43b |
| Cost of Revenue | ₹0 |
| Gross Profit | ₹740.43b |
| Other Expenses | ₹547.55b |
| Earnings | ₹192.88b |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 19.39 |
| Gross Margin | 100.00% |
| Net Profit Margin | 26.05% |
| Debt/Equity Ratio | 52.6% |
How did 500247 perform over the long term?
See historical performance and comparisonDividends
0.2%
Current Dividend Yield3%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/09 11:35 |
| End of Day Share Price | 2026/06/09 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2026/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Kotak Mahindra Bank Limited is covered by 57 analysts. 31 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Parth Gupta | 360 ONE Capital Market Private Limited |
| Jignesh Shial | Ambit Capital |
| null null | Anand Rathi Shares and Stock Brokers Limited |