Isabella Bank (ISBA) Stock Overview
Operates as the bank holding company for Isabella Bank that provides banking and wealth management services to businesses, institutions, and individuals and their families in Michigan, the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 3/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
Rewards
Risk Analysis
No risks detected for ISBA from our risk checks.
ISBA Community Fair Values
Create NarrativeSee what 6 others think this stock is worth. Follow their fair value or set your own to get alerts.
Isabella Bank Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$33.02 |
| 52 Week High | US$33.65 |
| 52 Week Low | US$17.55 |
| Beta | 0.21 |
| 1 Month Change | 18.97% |
| 3 Month Change | 41.51% |
| 1 Year Change | 78.75% |
| 3 Year Change | 39.01% |
| 5 Year Change | 76.08% |
| Change since IPO | 21.22% |
Recent News & Updates
Shareholder Returns
| ISBA | US Banks | US Market | |
|---|---|---|---|
| 7D | 13.3% | -2.2% | -0.6% |
| 1Y | 78.7% | 22.5% | 9.9% |
Return vs Industry: ISBA exceeded the US Banks industry which returned 23.5% over the past year.
Return vs Market: ISBA exceeded the US Market which returned 10.6% over the past year.
Price Volatility
| ISBA volatility | |
|---|---|
| ISBA Average Weekly Movement | 5.4% |
| Banks Industry Average Movement | 4.6% |
| Market Average Movement | 7.7% |
| 10% most volatile stocks in US Market | 17.2% |
| 10% least volatile stocks in US Market | 4.0% |
Stable Share Price: ISBA has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: ISBA's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1903 | 368 | Jerome Schwind | www.isabellabank.com |
Isabella Bank Corporation operates as the bank holding company for Isabella Bank that provides banking and wealth management services to businesses, institutions, and individuals and their families in Michigan, the United States. The company offers deposit products, including checking and savings accounts; and certificates of deposit, direct deposits, and cash management services. Its loan portfolio comprises commercial, agricultural, and residential real estate loans, as well as consumer loans, including secured and unsecured personal loans.
Isabella Bank Corporation Fundamentals Summary
| ISBA fundamental statistics | |
|---|---|
| Market cap | US$243.73m |
| Earnings (TTM) | US$14.71m |
| Revenue (TTM) | US$70.31m |
Is ISBA overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| ISBA income statement (TTM) | |
|---|---|
| Revenue | US$70.31m |
| Cost of Revenue | US$0 |
| Gross Profit | US$70.31m |
| Other Expenses | US$55.60m |
| Earnings | US$14.71m |
Last Reported Earnings
Mar 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.99 |
| Gross Margin | 100.00% |
| Net Profit Margin | 20.92% |
| Debt/Equity Ratio | 35.6% |
How did ISBA perform over the long term?
See historical performance and comparisonDividends
Does ISBA pay a reliable dividends?
See ISBA dividend history and benchmarks| Isabella Bank dividend dates | |
|---|---|
| Ex Dividend Date | Jun 26 2025 |
| Dividend Pay Date | Jun 30 2025 |
| Days until Ex dividend | 10 days |
| Days until Dividend pay date | 14 days |
Does ISBA pay a reliable dividends?
See ISBA dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/06/16 07:38 |
| End of Day Share Price | 2025/06/13 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Isabella Bank Corporation is covered by 2 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Nathan Race | Piper Sandler Companies |
| David Joseph Storms | Stonegate Capital Partners, Inc. |