Bancorp (TBBK) Stock Overview

Operates as the financial holding company for The Bancorp Bank, National Association that provides banking products and services in the United States. More details

TBBK fundamental analysis
Snowflake Score
Valuation3/6
Future Growth2/6
Past Performance4/6
Financial Health6/6
Dividends0/6

TBBK Community Fair Values

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US$70.76
FV
4.4% undervalued intrinsic discount
0.15%
Revenue growth p.a.
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5users have followed this narrative
3 months ago author updated this narrative

The Bancorp, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Bancorp
Historical stock prices
Current Share PriceUS$67.62
52 Week HighUS$69.88
52 Week LowUS$40.51
Beta1.26
1 Month Change32.41%
3 Month Change55.41%
1 Year Change40.15%
3 Year Change195.28%
5 Year Change664.07%
Change since IPO322.63%

Recent News & Updates

Does Bancorp (NASDAQ:TBBK) Deserve A Spot On Your Watchlist?

Jul 10
Does Bancorp (NASDAQ:TBBK) Deserve A Spot On Your Watchlist?

The Bancorp: Despite Some Setbacks, This Name Offers Upside

Jun 30

Recent updates

Does Bancorp (NASDAQ:TBBK) Deserve A Spot On Your Watchlist?

Jul 10
Does Bancorp (NASDAQ:TBBK) Deserve A Spot On Your Watchlist?

The Bancorp: Despite Some Setbacks, This Name Offers Upside

Jun 30

The Bancorp: A Change Of Opinion Justifies An Upgrade

Mar 29

The Bancorp: Strong Upside Potential

Dec 30

What Does The Future Hold For The Bancorp, Inc. (NASDAQ:TBBK)? These Analysts Have Been Cutting Their Estimates

Dec 24
What Does The Future Hold For The Bancorp, Inc. (NASDAQ:TBBK)? These Analysts Have Been Cutting Their Estimates

Do Bancorp's (NASDAQ:TBBK) Earnings Warrant Your Attention?

Dec 22
Do Bancorp's (NASDAQ:TBBK) Earnings Warrant Your Attention?

Analysts Just Published A Bright New Outlook For The Bancorp, Inc.'s (NASDAQ:TBBK)

Oct 27
Analysts Just Published A Bright New Outlook For The Bancorp, Inc.'s (NASDAQ:TBBK)

The Bancorp: No Downgrade Just Yet, But It Could Be On The Horizon

Oct 09
author-image

Fintech Innovations And Critical Growth Propel The Company To New Financial Heights

Expansion in B2B payments and consumer fintech loans indicates a strategy focused on revenue growth through fintech activities, enhancing net margins and earnings.

Should You Be Adding Bancorp (NASDAQ:TBBK) To Your Watchlist Today?

Sep 17
Should You Be Adding Bancorp (NASDAQ:TBBK) To Your Watchlist Today?

The Bancorp: Fintech Solutions Push The Bank To New All-Time Highs

Jul 27

The Bancorp Deserves More Time For The Bullish Thesis To Play Out

May 06

Does Bancorp (NASDAQ:TBBK) Deserve A Spot On Your Watchlist?

Apr 22
Does Bancorp (NASDAQ:TBBK) Deserve A Spot On Your Watchlist?

The Bancorp: An Atypical Bank That Keeps Growing

Feb 04

Analysts' Revenue Estimates For The Bancorp, Inc. (NASDAQ:TBBK) Are Surging Higher

Jan 28
Analysts' Revenue Estimates For The Bancorp, Inc. (NASDAQ:TBBK) Are Surging Higher

Do Bancorp's (NASDAQ:TBBK) Earnings Warrant Your Attention?

Jan 23
Do Bancorp's (NASDAQ:TBBK) Earnings Warrant Your Attention?

If EPS Growth Is Important To You, Bancorp (NASDAQ:TBBK) Presents An Opportunity

Sep 08
If EPS Growth Is Important To You, Bancorp (NASDAQ:TBBK) Presents An Opportunity

Here's Why We Think Bancorp (NASDAQ:TBBK) Might Deserve Your Attention Today

May 24
Here's Why We Think Bancorp (NASDAQ:TBBK) Might Deserve Your Attention Today

Need To Know: Analysts Are Much More Bullish On The Bancorp, Inc. (NASDAQ:TBBK) Revenues

Jan 31
Need To Know: Analysts Are Much More Bullish On The Bancorp, Inc. (NASDAQ:TBBK) Revenues

Is Now The Time To Put Bancorp (NASDAQ:TBBK) On Your Watchlist?

Dec 09
Is Now The Time To Put Bancorp (NASDAQ:TBBK) On Your Watchlist?

Rainbows and Unicorns: The Bancorp, Inc. (NASDAQ:TBBK) Analysts Just Became A Lot More Optimistic

Nov 01
Rainbows and Unicorns: The Bancorp, Inc. (NASDAQ:TBBK) Analysts Just Became A Lot More Optimistic

Shareholder Returns

TBBKUS BanksUS Market
7D7.2%0.9%0.9%
1Y40.1%22.4%14.8%

Return vs Industry: TBBK exceeded the US Banks industry which returned 22.4% over the past year.

Return vs Market: TBBK exceeded the US Market which returned 14.8% over the past year.

Price Volatility

Is TBBK's price volatile compared to industry and market?
TBBK volatility
TBBK Average Weekly Movement5.3%
Banks Industry Average Movement3.8%
Market Average Movement6.4%
10% most volatile stocks in US Market16.9%
10% least volatile stocks in US Market3.1%

Stable Share Price: TBBK has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: TBBK's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1999771Damian Kozlowskiwww.thebancorp.com

The Bancorp, Inc. operates as the financial holding company for The Bancorp Bank, National Association that provides banking products and services in the United States. It offers a range of deposit products and services, including checking, savings, money market, and commercial accounts. The company also provides securities-backed lines of credit and insurance policy cash value-backed lines of credit; investor advisor financing; financing to investment advisors; lease financing for commercial and government vehicle fleets, including trucks and other special purpose vehicles; commercial real estate bridge loans; and small business loans, as well as consumer fintech loans comprising short-term extensions of credit, including secured credit card loans, fixed term loans, payroll advances, and others.

The Bancorp, Inc. Fundamentals Summary

How do Bancorp's earnings and revenue compare to its market cap?
TBBK fundamental statistics
Market capUS$3.16b
Earnings (TTM)US$218.28m
Revenue (TTM)US$502.28m
14.5x
P/E Ratio
3.8x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
TBBK income statement (TTM)
RevenueUS$502.28m
Cost of RevenueUS$0
Gross ProfitUS$502.28m
Other ExpensesUS$284.00m
EarningsUS$218.28m

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

Jul 24, 2025

Earnings per share (EPS)4.67
Gross Margin100.00%
Net Profit Margin43.46%
Debt/Equity Ratio14.9%

How did TBBK perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/07/20 13:35
End of Day Share Price 2025/07/18 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

The Bancorp, Inc. is covered by 9 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Andrew StappB. Riley Securities, Inc.
John HechtCitizens JMP Securities, LLC
Robert RamseyFBR Capital Markets & Co.