Cost Controls And Executive Changes Will Shape Mortgage Lending Amid Headwinds

AN

AnalystConsensusTarget

AnalystConsensusTarget

Not Invested

Based on Analyst Price Targets

Published

15 May 25

Updated

09 Dec 25

n/a

n/a

AnalystConsensusTarget's Fair Value

n/a

1Y

29.2%

7D

4.4%

Loading

1Y

29.2%

7D

4.4%

You can edit this narrative until Dec 10 1:06 PM. Then, changes will post as Updates.

Author's Valuation

US$2.589.5% overvalued

AnalystConsensusTarget Fair Value

Shared on 09 Dec 25

Fair value Increased 3.33%

LDI: Future Earnings Stability Will Hinge On Rate Cycles And Execution

Analysts increased their price target on loanDepot to approximately $2.58 per share, up from about $2.50, citing higher fair value estimates and slightly improved expectations for future earnings multiples. Analyst Commentary Recent Street research reflects a nuanced view of loanDepot, with adjustments to price targets signaling both recognition of recent progress and ongoing skepticism about the durability of its earnings power.

Shared on 25 Nov 25

LDI: Sustained Profitability Challenges Will Weigh On Future Performance Amid Sector Pressures

Narrative Update on loanDepot Analyst Price Target Analysts have raised their price target for loanDepot significantly, increasing it from $1.45 to $3. This adjustment is based on recent evaluations of the company's financial performance and expectations for future growth.

Shared on 08 Nov 25

Fair value Increased 26%

LDI: Revenue Potential And Sector Headwinds Will Shape Upcoming Profitability

The analyst price target for loanDepot has been raised from $1.98 to $2.50. This reflects improved revenue growth projections and stronger profit margins, as analysts note cautious optimism despite ongoing sector challenges.

Shared on 25 Oct 25

Analysts have modestly increased their price target for loanDepot from $1.25 to $1.50, citing offsetting factors such as lower expected revenue, reduced operating expenses, and continued industry challenges resulting from high interest rates and heightened competition. Analyst Commentary Analyst perspectives on loanDepot reflect a mix of cautious optimism and ongoing concerns, especially as the mortgage sector faces persistent headwinds.

Shared on 10 Oct 25

Fair value Increased 23%

The analyst price target for loanDepot was increased from $1.62 to $1.98. This reflects improved expectations for revenue growth and profitability.

Shared on 19 Aug 25

Fair value Increased 18%

Analysts remain cautious on loanDepot due to structural liquidity and operational challenges amid sector headwinds, though modest improvements in future profitability have led to a slight increase in the price target from $1.37 to $1.45. Analyst Commentary LoanDepot faces structural challenges in sourcing liquidity and reducing expenses compared to larger peers, potentially limiting its competitiveness.

Shared on 02 Aug 25

Fair value Decreased 20%

The consensus analyst price target for loanDepot has decreased to $1.32, primarily due to significant declines in both the company's future P/E ratio and net profit margin. What's in the News Company founder Anthony Hsieh appointed permanent CEO and plans to add top executives to drive innovation and improve performance.

AnalystConsensusTarget Fair Value

US$2.58

9.5% overvalued

Future estimation in

% p.a.

0

Decrease

Increase

Current revenue growth rate

15.55%

Diversified Financial revenue growth rate

0.29%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

%

0

Decrease

Increase

Current discount rate

12.50%

Calculation

US$73.14m

Earnings '28

x

16.52x

PE Ratio '28

=

US$1.21b

Market Cap '28

US$1.21b

Market Cap '28

/

328.50m

No. shares '28

=

US$3.68

Share Price '28

US$3.68 Share Price '28

Discounted to 2025 @ 12.50% p.a.

=

US$2.58

Fair Value '25