Update shared on 06 Nov 2025
Fair value Decreased 1.27%Synovus Financial’s analyst-derived fair value estimate has been revised downward by $0.71 to $55.71 per share. Analysts cite cautious sentiment related to the company’s pending merger and updated revenue outlooks.
Analyst Commentary
Recent street research reflects a mix of optimism and caution among analysts evaluating Synovus Financial following its revised fair value estimate. The adjustments stem largely from the company's pending merger and its implications for future performance and valuation.
Bullish Takeaways- Bullish analysts continue to maintain Buy ratings, citing robust core revenue trends and management's proactive efforts to set up the combined company for post-merger success.
- Some models have been revised upward on higher projected revenues, indicating confidence in Synovus’s underlying business strength despite near-term volatility.
- Outperform ratings are supported by expectations for margin stability in the medium term, which could underpin improved profitability if rate pressures ease.
- Several price targets, though modestly reduced, are still set above the current trading range. This reflects optimism about eventual integration and growth prospects.
- Bearish analysts express concern over the lingering uncertainty and execution risk tied to the pending merger, which may delay value creation and conversion benefits.
- Frequent downward revisions to price targets signal cautious sentiment about near-term outlooks and the challenges of aligning two large institutions.
- Anticipated rate decreases pose a short-term headwind, especially given the company’s asset sensitivity and an environment of fluctuating loan loss provisions.
- Heightened execution risks, from timing of closing to operational integration, weigh on analyst conviction and drive neutral or market perform ratings.
What's in the News
- Synovus Financial has scheduled a Special/Extraordinary Shareholders Meeting for November 6, 2025, to seek approval of the pending merger agreement and related proposals (Key Developments).
- Shareholders will vote on an advisory basis regarding compensation payments that may be made to Synovus’ named executive officers in connection with the merger (Key Developments).
- The meeting agenda also includes the possibility of adjournment or postponement to provide additional time for proxy solicitation if needed for merger approval (Key Developments).
Valuation Changes
- Fair Value Estimate has decreased slightly from $56.43 to $55.71 per share.
- Discount Rate declined marginally from 6.92% to 6.89%.
- Revenue Growth projections edged down from 6.26% to 6.24%.
- Net Profit Margin has risen from 29.72% to 30.46%.
- Future P/E ratio decreased from 10.97x to 10.57x.
Disclaimer
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