Analysts have slightly adjusted their price target for AlRayan Bank Q.P.S.C., with the updated fair value now set at QAR 2.49. This reflects only marginal changes to key inputs such as the discount rate, expected revenue trend and future P/E assumptions.
What's in the News
- Shareholders approved a cash dividend distribution at the rate of 11% of the nominal share value, equal to QAR 0.11 per share for the year ended 31 December 2025, at the Annual General Meeting held on 15 March 2026 (Key Developments).
- The bank announced an annual dividend of QAR 0.11 per share, with an ex-date on 16 March 2026 and a record date on 15 March 2026, aligning the payout with the AGM-approved distribution (Key Developments).
Valuation Changes
- Fair Value: QAR 2.49 is unchanged, with the updated figure matching the prior estimate at QAR 2.48575.
- Discount Rate: Adjusted slightly higher from 20.07% to about 20.07%, reflecting only a very small refinement to the risk assumptions.
- Revenue Growth: Retained at around a 25.05% decline, indicating no change to the expected contraction in revenue.
- Net Profit Margin: Held steady at about 39.93%, suggesting no revision to expected profitability on future earnings.
- Future P/E: Edged up slightly from about 28.0x to 28.0x, keeping the valuation multiple effectively in the same range as before.
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