Update shared on 21 Mar 2026
Fair value Decreased 5.15%PSE:SECB Valuation Data (2025 Audit)
MT FAIR VALUE=221
P/E Ratio: 4.44x (Based on current price of ₱68.40)
BOOK VALUE 2025: ₱204.67 / BOOK VALUE 2024: ₱187.31
9M2025 EPS: ₱12.08 / 9M2024 EPS: ₱11.29
2025 EPS: ₱16.02 / 2024 EPS: ₱14.91
2025 4Q EPS: ₱3.94 (Lower QoQ due to ₱4.1B in credit provisions)
Metric 2024 Value 2025 Value YoY Change (Value) YoY Change (%)
Net Income ₱11.24B ₱11.63B +₱0.39B +3.5%
Earnings Per Share ₱14.91 ₱15.42 +₱0.51 +3.4%
YoY Earnings Value & Percentage: Security Bank added ₱390 million to its bottom line in 2025, a 3.5% increase. While total revenues surged 22% (reaching ₱66.9B), net income growth was moderated by a strategic decision to increase credit provisioning to ₱8.6B for the year to strengthen balance sheet resilien
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