Update shared on 05 Nov 2025
Fair value Decreased 1.44%Analysts have slightly lowered their price target for Bank of the Philippine Islands from ₱156.77 to ₱154.52. They cite marginal adjustments to revenue growth, profit margin, and discount rate assumptions in their updated models.
What's in the News
- Bank of the Philippine Islands has responded to a lawsuit at the Regional Trial Court of Makati, denying liability but admitting certain factual assertions crucial to the Plaintiff's case (Key Developments).
- The bank has filed compulsory counterclaims against the Plaintiff, seeking PHP 173,484,152.18 in fees, PHP 10,000,000.00 for attorney's fees and litigation expenses, and an unprecedented PHP 3,000,000,000.00 in exemplary damages (Key Developments).
- The bank has also sought to add additional defendants, including Infomina and members of the Plaintiff’s Board of Directors, although there are legal questions about this procedure (Key Developments).
- The Plaintiff is set to oppose the bank's motion to add defendants, with deadlines falling between 31 October and 3 November 2025 (Key Developments).
- According to legal counsel, the Plaintiff remains confident in defending against both the original claim and the counterclaims, including the sizable exemplary damages claim (Key Developments).
Valuation Changes
- Consensus Analyst Price Target has decreased slightly from ₱156.77 to ₱154.52.
- Discount Rate has fallen modestly from 13.41% to 13.14%.
- Revenue Growth assumptions have risen slightly from 12.89% to 12.92%.
- Net Profit Margin estimates are marginally lower, moving from 33.25% to 33.22%.
- Future P/E ratio projections have declined from 14.90x to 14.58x.
Disclaimer
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