Update shared on 27 Oct 2025
Fair value Increased 1.30%Banca Mediolanum's analyst price target has increased slightly from €17.70 to €17.93, as analysts point to continued strong fundamentals and recent upward price target revisions, even as growth expectations are moderating.
Analyst Commentary
Recent research coverage has highlighted a balance of bullish optimism and cautious perspectives regarding Banca Mediolanum's outlook. Analysts have made upward adjustments to price targets, while some are signaling a more neutral stance as valuation rises.
Bullish Takeaways- Several analysts have increased their price targets, citing robust fundamentals and steady execution amid shifting market expectations.
- Bullish analysts recognize resilient performance in core business lines, which supports sustained earnings power and a solid forward growth trajectory.
- There is continued conviction in the company's ability to reward shareholders, as reflected in share price appreciation of 50% year-to-date.
- Recent upward target revisions from major institutions indicate confidence that Banca Mediolanum is well positioned compared to sector peers.
- Some analysts are adopting a more cautious rating and suggest that much of the company's positive outlook may already be priced in after the recent rally.
- There are concerns about moderating growth expectations because the pace may not match the rapid gains seen earlier in the year.
- Valuation is cited as a key concern, and some research highlights better relative value opportunities elsewhere in the sector.
- Market participants are closely monitoring future results to ensure continued earnings delivery and operational consistency as expectations rise.
What's in the News
- Banca Mediolanum revised its earnings guidance for the full year 2025 and now expects net interest income to converge toward guidance at around minus 3% versus 2024 (Key Developments).
- The company announced a planned increase to its 2025 base dividend and is setting it at EUR 0.75 per share, pending shareholder approval (Key Developments).
Valuation Changes
- The consensus analyst price target has risen slightly from €17.70 to €17.93.
- The discount rate increased marginally from 10.82% to 10.86%.
- Revenue growth remains negative but has improved, moving from minus 1.64% to minus 1.42%.
- The net profit margin is virtually unchanged, easing from 46.98% to 46.81%.
- The future P/E ratio has edged higher from 16.76x to 16.95x.
Disclaimer
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