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M&MFIN: Joint Venture And Board Changes Will Shape A Balanced Outlook

M&MFIN: Future Earnings Will Reflect Improved Margins And Revenue Momentum

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M&MFIN
AnalystConsensusTarget
Not Invested
Published 19 Dec 2024

Update shared on 15 Dec 2025

Fair value Increased 1.31%
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AnalystConsensusTarget's Fair Value
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1Y
30.6%
7D
1.3%

Analysts have modestly raised their price target on Mahindra & Mahindra Financial Services, lifting the fair value estimate by about Rs 4 to approximately Rs 325 per share. This reflects slightly lower perceived risk and sustained expectations for robust revenue growth, resilient profit margins, and a marginally higher future valuation multiple.

What's in the News

  • Board meeting scheduled on December 8, 2025 to consider the appointment of Parag Rao as an Additional Director, Non Executive and Non Independent, effective December 10, 2025 (company filing)
  • Board meeting on November 12, 2025 to evaluate a proposed joint venture with Manulife for a new life insurance company in India, subject to regulatory and other approvals (company filing)
  • Board meeting on October 28, 2025 to review and approve unaudited standalone and consolidated financial results for the second quarter and half year ended September 30, 2025, along with other agenda items (company filing)

Valuation Changes

  • Fair Value Estimate has risen slightly from ₹321.09 to ₹325.31 per share, reflecting a modest upward revision in intrinsic value
  • Discount Rate has fallen marginally from 16.05 percent to 16.02 percent, indicating a slightly lower perceived risk profile
  • Revenue Growth is effectively unchanged at about 17.34 percent, suggesting stable expectations for top line expansion
  • Net Profit Margin remains stable at around 29.42 percent, pointing to unchanged assumptions on profitability
  • Future P/E has risen slightly from 20.60x to 20.85x, implying a small increase in the valuation multiple applied to future earnings

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Disclaimer

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