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PNB: Financial Leadership Changes And Profit Margins Will Shape Outlook

Update shared on 17 Nov 2025

Fair value Increased 0.88%
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AnalystConsensusTarget's Fair Value
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1Y
9.4%
7D
-3.2%

Analysts have raised their price target for Punjab National Bank from ₹119.89 to ₹120.95. They cite modest improvements in profit margin and a lower discount rate as key drivers for the update.

What's in the News

  • Punjab National Bank will hold a Board Meeting on October 18, 2025, at 11:15 IST to consider and approve the unaudited and reviewed financial results for the quarter and half-year ended September 30, 2025. (Key Developments)
  • The Board Meeting held on August 28, 2025, included the agenda item to consider the election of one Shareholder Director of the Bank. (Key Developments)
  • Shri Dilip Kumar Jain retired as Chief Financial Officer (CFO) effective August 31, 2025, and Shri Raman Grover, who has over 26 years of experience at the Bank, was appointed as CFO from September 1, 2025. (Key Developments)

Valuation Changes

  • Consensus Analyst Price Target increased slightly from ₹119.89 to ₹120.95.
  • Discount Rate decreased marginally from 15.06% to 14.78%.
  • Revenue Growth expectation edged down from 16.43% to 16.11%.
  • Net Profit Margin improved slightly from 26.11% to 26.32%.
  • Future P/E ratio was reduced from 11.12x to 9.89x.

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Disclaimer

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