Punjab National Bank

PNB: Upcoming Leadership Transition And Financial Review Will Shape Outlook

AN

AnalystConsensusTarget

AnalystConsensusTarget

Not Invested

Based on Analyst Price Targets

Published

11 Nov 24

Updated

01 Dec 25

n/a

n/a

AnalystConsensusTarget's Fair Value

n/a

1Y

6.7%

7D

-6.0%

Loading

1Y

6.7%

7D

-6.0%

You can edit this narrative until Dec 2 11:15 PM. Then, changes will post as Updates.

Author's Valuation

₹120.952.6% undervalued

AnalystConsensusTarget Fair Value

Shared on 01 Dec 25

PNB: Upcoming Board Review And Stable Margins Will Guide Financial Outlook

Punjab National Bank's analyst price target remains stable at ₹120.95. Analysts cite consistent financial projections and steady profit margin expectations in their updated outlook.

Shared on 17 Nov 25

Fair value Increased 0.88%

PNB: Financial Leadership Changes And Profit Margins Will Shape Outlook

Analysts have raised their price target for Punjab National Bank from ₹119.89 to ₹120.95. They cite modest improvements in profit margin and a lower discount rate as key drivers for the update.

Shared on 02 Nov 25

Fair value Increased 3.17%

The analyst price target for Punjab National Bank has been revised upward from ₹116.21 to ₹119.89. Analysts point to slight improvements in projected revenue growth and profit margins to support the higher valuation.

Shared on 19 Oct 25

Fair value Increased 0.66%

Analysts have slightly raised their price target for Punjab National Bank from ₹115.44 to ₹116.21. They cite improved revenue growth projections and marginally stronger profit margins supporting the updated valuation.

Shared on 01 May 25

Fair value Increased 8.73%

Shared on 23 Apr 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 17 Apr 25

Fair value Decreased 0.85%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 09 Apr 25

Fair value Decreased 4.28%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 02 Apr 25

Fair value Increased 1.01%

Shared on 26 Mar 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 19 Mar 25

Fair value Decreased 3.24%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 12 Mar 25

Fair value Increased 4.23%

AnalystConsensusTarget has increased revenue growth from 8.5% to 14.4%.

AnalystConsensusTarget Fair Value

₹120.95

2.6% undervalued

Future estimation in

% p.a.

0

Decrease

Increase

Current revenue growth rate

13.29%

Banks revenue growth rate

0.26%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

%

0

Decrease

Increase

Current discount rate

14.76%

Calculation

₹212.76b

Earnings '28

x

9.89x

PE Ratio '28

=

₹2.10t

Market Cap '28

₹2.10t

Market Cap '28

/

11.51b

No. shares '28

=

₹182.86

Share Price '28

₹182.86 Share Price '28

Discounted to 2025 @ 14.78% p.a.

=

₹120.94

Fair Value '25