Analysts have adjusted their price target for HDFC Bank downward from ₹1,167.08 to ₹1,137.00. They cite updated assessments of fair value based on recent shifts in revenue growth forecasts, profit margins, and discount rates.
What's in the News
- Board meeting scheduled for October 18, 2025 to consider and approve the unaudited financial results for the quarter and half-year ending September 30, 2025 (Board Meeting).
- Shareholders approved an increase in the authorised share capital and potential changes to the Memorandum of Association, following a postal ballot on August 21, 2025 (Changes in Company Bylaws/Rules).
- Private placement announced on August 12, 2025, with participation from JPMorgan Emerging Markets Investment Trust plc (Private Placements).
- M/s. B S R & Co. LLP appointed as one of the joint statutory auditors at the Annual General Meeting held on August 8, 2025 (Auditor Changes).
- Reserve Bank of India imposed a penalty of INR 488,000 on HDFC Bank on July 11, 2025 regarding a loan disbursed in November 2021 (Regulatory Authority and Enforcement Actions).
Valuation Changes
- Consensus Analyst Price Target reduced from ₹1,167.08 to ₹1,137.00, marking a modest decline in the bank's perceived fair value.
- Discount Rate adjusted downward from 15.13% to 15.04%, reflecting a minor decrease in the cost of capital applied to future cash flows.
- Revenue Growth projection improved slightly from -2.63% to -2.62%, which suggests a marginally less negative outlook on revenue trends.
- Net Profit Margin increased from 40.65% to 40.71%, indicating a minor uptick in expected profitability.
- Future P/E Ratio decreased from 26.86x to 26.05x, which points to a modest reduction in anticipated valuation multiples.
Disclaimer
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