Update shared on 18 Nov 2025
Fair value Increased 3.88%Analysts have raised their price target for China Life Insurance from $25.94 to $26.94. They cite incremental improvements in projected revenue growth and profit margins, despite a slight increase in the discount rate.
What's in the News
- China Life Insurance provided earnings guidance for the first three quarters of 2025, projecting net profit to rise by approximately 50% to 70% year-on-year, reaching up to RMB 177,946 million (Key Developments).
- The company’s board will meet on October 30, 2025 to review and approve unaudited results for the first three quarters (Key Developments).
- An interim dividend of RMB 0.238 per share for the first half of 2025 was approved. H Share payments are set for November 21, 2025 (Key Developments).
- Amendments to the Articles of Association were approved at the September 25, 2025 AGM (Key Developments).
- A special shareholders meeting on September 25, 2025 addressed changes to procedural rules, the abolition of the Board of Supervisors, and interim profit distribution (Key Developments).
Valuation Changes
- The consensus analyst price target has increased modestly from HK$25.94 to HK$26.94.
- The discount rate has risen slightly from 6.89% to 7.02%.
- The revenue growth forecast has edged up from 27.89% to 28.00%.
- The net profit margin estimate has improved marginally from 7.58% to 7.60%.
- The future P/E ratio has increased from 13.92x to 14.39x.
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