Update shared on 11 Dec 2025
Fair value Decreased 0.078%Analysts have slightly lowered their price target on China Construction Bank to CNY 9.41 from CNY 9.42, reflecting a marginally reduced fair value despite modestly improved profit margin expectations and a small compression in projected future price to earnings multiples.
What's in the News
- An extraordinary general meeting is set for November 27, 2025 in Beijing to vote on the 2025 interim profit distribution plan and the issuance of capital and total loss absorbing capacity non capital debt instruments (Key Developments).
- Shareholder Great Wall Fund Management Co Ltd has nominated Shi Jian as a non executive director candidate for election at the November 27, 2025 extraordinary general meeting (Key Developments).
- A board meeting is scheduled for November 28, 2025 to approve charitable donations supporting fire rescue and relief efforts in Wang Fuk Court, Tai Po District, Hong Kong (Key Developments).
- The board approved the nine month 2025 results and proposals on preference share dividend distribution, CCB Europe subordinated borrowing, strategy committee terms, and key credit loss modeling parameters at the October 30, 2025 meeting (Key Developments).
- Amendments to the Articles of Association that were approved at the June 27, 2025 annual general meeting have recently received regulatory approval from the National Financial Regulatory Administration (Key Developments).
Valuation Changes
- Fair Value Estimate nudged down slightly to CNY 9.41 from CNY 9.42, implying a marginally lower intrinsic valuation.
- Discount Rate edged down modestly to 8.43 percent from 8.43 percent, reflecting a slightly lower required return on equity.
- Revenue Growth effectively unchanged at about 13.23 percent, indicating a stable outlook for top line expansion.
- Net Profit Margin risen slightly to about 43.77 percent from 43.45 percent, suggesting a modest improvement in profitability assumptions.
- Future P/E eased to about 8.51x from 8.60x, pointing to a small compression in the expected valuation multiple.
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