Update shared on 11 Dec 2025
Fair value Increased 0.16%Analysts have nudged their price target for Bank of China slightly higher to reflect a modest increase in fair value, supported by incremental improvements in discount rate assumptions, long term revenue growth expectations, profit margin stability, and a slightly lower projected future P E multiple.
What's in the News
- Extraordinary General Meeting on November 27, 2025 approved the 2025 interim profit distribution plan, setting an interim dividend of RMB 1.094 per ten shares for the first half of 2025, payable to H share holders on January 23, 2026, with record date December 10, 2025 (Key Developments).
- Special shareholders meeting scheduled for November 27, 2025 in Beijing to formally consider and endorse the interim profit distribution plan for 2025 (Key Developments).
- Board meeting on October 28, 2025 to approve third quarter 2025 unaudited results, Pillar 3 disclosure, revisions to audit committee rules, changes to special committee memberships, and the appointment of Liu Chenggang as board secretary and company secretary, as well as to convene the fourth EGM of 2025 (Key Developments).
- Special shareholders meeting on October 16, 2025 to consider a special outbound donation limit and to vote on the election of Cai Zhao as an executive director (Key Developments).
- Regulator approved amendments to Bank of China's Articles of Association, following shareholder approval of bylaw changes at the June 27, 2025 meeting (Key Developments).
Valuation Changes
- Fair Value has risen slightly from HK$5.26 to HK$5.27 per share, reflecting a marginal uplift in the bank's estimated intrinsic value.
- Discount Rate has remained unchanged at 8.43 percent, indicating consistent risk and return expectations applied in the valuation model.
- Revenue Growth has remained effectively unchanged at around 11.46 percent, indicating stable long term top line growth assumptions.
- Net Profit Margin has remained effectively unchanged at approximately 32.78 percent, suggesting continued expectations of margin stability.
- Future P E has declined slightly from 9.64x to 9.63x, indicating a marginally lower multiple applied to forward earnings in the valuation.
Have other thoughts on Bank of China?
Create your own narrative on this stock, and estimate its Fair Value using our Valuator tool.
Create NarrativeDisclaimer
AnalystConsensusTarget is a tool utilizing a Large Language Model (LLM) that ingests data on consensus price targets, forecasted revenue and earnings figures, as well as the transcripts of earnings calls to produce qualitative analysis. The narratives produced by AnalystConsensusTarget are general in nature and are based solely on analyst data and publicly-available material published by the respective companies. These scenarios are not indicative of the company's future performance and are exploratory in nature. Simply Wall St has no position in the company(s) mentioned. Simply Wall St may provide the securities issuer or related entities with website advertising services for a fee, on an arm's length basis. These relationships have no impact on the way we conduct our business, the content we host, or how our content is served to users. The price targets and estimates used are consensus data, and do not constitute a recommendation to buy or sell any stock, and they do not take account of your objectives, or your financial situation. Note that AnalystConsensusTarget's analysis may not factor in the latest price-sensitive company announcements or qualitative material.