Update shared on 01 Nov 2025
Fair value Increased 1.25%Piraeus Financial Holdings’ analyst price target has been raised from €7.60 to €7.70. Analysts cite improved revenue growth projections and a slightly higher fair value estimate as supporting factors for the enhanced outlook.
Analyst Commentary
Bullish Takeaways
- Bullish analysts highlight increased confidence in the company’s revenue growth prospects. This has been a key driver for the raised price target.
- Higher fair value estimates reflect positive expectations for Piraeus Financial Holdings' long-term execution and operational improvements.
- The maintenance of a "Buy" rating signals continued optimism about the company’s ability to outperform sector peers.
- Optimists point to the company’s effective management of recent market volatility, which is seen as supportive of future earnings stability.
Bearish Takeaways
- Some analysts express caution regarding the sustainability of margin improvements, especially amid uncertain economic conditions.
- Concerns persist about execution risks as the company implements growth strategies in a competitive environment.
- A cautious view remains on the pace of non-performing loan reduction. This could impact valuation in the near term.
What's in the News
- Piraeus Financial Holdings S.A. convened a Special/Extraordinary Shareholders Meeting on September 23, 2025, to consider amendments to the company’s share buyback program, grant relevant authorizations to the board, and abolish the stock option plan for executives and employees. (Company filing)
- The company commenced share repurchases on September 29, 2025, following authorization from its shareholders. This authorization allows for the repurchase of up to 27,777,778 shares for a total of €125 million, with shares to be bought at prices between €4.5 and €9 each. (Company filing)
- A Board Meeting is scheduled for October 23, 2025, to discuss the establishment of a Stock Award Plan and other business matters. (Company filing)
Valuation Changes
- The Fair Value Estimate has risen slightly from €7.60 to €7.70, reflecting a marginally more optimistic outlook.
- The Discount Rate increased marginally from 11.10% to 11.10%, indicating a minor uptick in the perceived risk environment.
- The Revenue Growth projection has improved from 2.51% to 2.64%, suggesting greater confidence in the company’s future revenue expansion.
- The Net Profit Margin is essentially unchanged, edging down from 43.71% to 43.70%.
- The future P/E Ratio increased modestly from 10.29x to 10.39x, signaling slightly higher expectations for future earnings multiples.
Disclaimer
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