Update shared on 30 Nov 2025
Fair value Increased 0.085%Societe Generale's analyst price target has seen a modest increase to approximately EUR 69. Analysts cite improved profitability expectations and ongoing confidence in the bank's performance outlook.
Analyst Commentary
Recent street research reflects a wave of rating changes and revised targets for Société Générale, as analysts react to shifting profitability expectations and market developments. The bank's valuation trajectory and future prospects have elicited both optimism and caution from the sell-side community.
Bullish Takeaways- Bullish analysts continue to raise price targets, seeing upside potential fueled by improved profitability forecasts through 2027.
- Upgrades to Buy ratings are being justified by the expectation that Société Générale can achieve above-sector profitability growth and stronger capital returns over the coming years.
- Several analysts interpret recent share price weakness, in part due to political concerns in France, as a buying opportunity based on the firm's resilient operating fundamentals.
- Confidence in management execution and sustained earnings recovery supports ongoing Overweight and Buy ratings by major institutions.
- Bearish analysts are cautious about execution risks, noting that while profitability expectations have improved, consistent delivery remains a challenge.
- Some price target increases are more measured, reflecting the view that sector headwinds and market volatility could limit near-term upside.
- There is concern that the bank’s capital return story may face hurdles if market or regulatory environments shift adversely.
What's in the News
- Société Générale has scheduled a Board Meeting for October 29, 2025 to review financial results for the third quarter and first nine months of 2025 (Key Developments).
- Between July 31 and October 14, 2025, the company completed a share buyback by repurchasing 18,285,541 shares, which is 2.35% of the company, for €1,000 million (Key Developments).
Valuation Changes
- The Fair Value Estimate has increased slightly to approximately €65.35 from €65.30.
- The Discount Rate has decreased marginally to 7.56% from 7.56% previously.
- Revenue Growth projections have risen minimally to 4.65% from 4.65%.
- The Net Profit Margin estimate has declined slightly to 21.13% from 21.13%.
- The Future P/E ratio is up modestly to 9.06x from 9.06x.
Disclaimer
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