Update shared on 01 Nov 2025
Fair value Increased 3.93%Narrative Update: Jyske Bank Analyst Price Target Raised
Analysts have increased their price target for Jyske Bank by DKK 30. This change reflects improved outlooks for profitability and revenue growth.
Analyst Commentary
Bullish Takeaways
- Analysts see further upside potential in Jyske Bank shares, reflected in the increased price target.
- Expectations for improved revenue growth have strengthened and are supporting a more favorable valuation outlook.
- Profitability metrics are anticipated to benefit from ongoing operational efficiencies and a solid lending environment.
- The Overweight rating signals confidence in management's execution and the bank's medium-term growth prospects.
Bearish Takeaways
- Some concerns remain regarding potential headwinds in the broader economic environment that could impact loan demand.
- Execution risk is noted, as analysts are watching for the ability to deliver on growth and margin improvement targets.
- Valuation has become less of a discount after recent share appreciation, which may limit near-term upside.
- Competitive pressures within the Danish banking sector remain a factor to monitor moving forward.
What's in the News
- Jyske Bank has raised its earnings guidance for 2025, now expecting net profit of DKK 4.9 billion to DKK 5.3 billion and earnings per share of DKK 77 to 84. This is up from previous expectations at the upper end of DKK 3.8 billion to DKK 4.6 billion and DKK 60 to 73 per share (Key Developments).
- The company previously updated its earnings guidance for 2025 to the upper or very upper end of DKK 3.8 billion to DKK 4.6 billion, with similar increases in earnings per share expectations (Key Developments).
- Jyske Bank completed a share buyback, repurchasing 900,906 shares between April and June 2025, totaling 1.47% of shares for DKK 493 million. This concludes the repurchase of 1,167,662 shares worth DKK 645 million announced in February 2025 (Key Developments).
Valuation Changes
- Fair Value Estimate has risen from DKK 763.5 to DKK 793.5.
- Discount Rate remains largely unchanged, increasing marginally from 6.23% to 6.24%.
- Revenue Growth projections have improved, with the expected decline narrowing from -4.17% to -3.43%.
- Net Profit Margin is up slightly, from 35.53% to 36.42%.
- Future P/E has decreased from 11.66x to 10.98x, indicating modestly improved earnings expectations.
Disclaimer
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