Update shared on 09 Dec 2025
Analysts have modestly raised their price target on Banco de Chile, citing slightly improved profit margin expectations and a marginally lower discount rate. Together, these factors support a higher valuation, now reflected in an updated target of $147.46 per share.
What's in the News
- The board approved convening an Extraordinary Shareholders Meeting for November 10, 2025 in order to seek authorization for broad amendments to the bank's bylaws, including governance changes (Key Developments).
- An Extraordinary Shareholders Meeting has been scheduled for November 10, 2025 in Santiago to vote on changes such as domicile clarification, reduction in board size, and updated quorum rules for board meetings (Key Developments).
- Shareholders approved amendments to Article Eight, reducing the number of regular directors from 11 to 9, and to Article Nine, lowering the minimum attendance quorum from 6 to 5 directors (Key Developments).
- The bylaws were updated to explicitly allow participation and voting at Shareholders Meetings through board-approved technological systems, and to modernize how the Annual Report is disclosed to shareholders and the public (Key Developments).
- Multiple articles were amended to replace references to the former banking regulator with the Financial Market Commission and to remove outdated transitional provisions from the bylaws (Key Developments).
Valuation Changes
- Fair Value: unchanged at CLP 147.46 per share, indicating a stable intrinsic value estimate.
- Discount Rate: fallen slightly from 11.33 percent to 11.32 percent, reflecting a marginally lower perceived risk profile.
- Revenue Growth: fallen slightly from 9.27 percent to 9.24 percent, suggesting a modestly softer growth outlook.
- Net Profit Margin: risen slightly from 38.92 percent to 38.95 percent, pointing to a small improvement in expected profitability.
- Future P/E: essentially unchanged, edging down marginally from 15.07x to 15.06x, consistent with a stable valuation multiple.
Have other thoughts on Banco de Chile?
Create your own narrative on this stock, and estimate its Fair Value using our Valuator tool.
Create NarrativeDisclaimer
AnalystConsensusTarget is a tool utilizing a Large Language Model (LLM) that ingests data on consensus price targets, forecasted revenue and earnings figures, as well as the transcripts of earnings calls to produce qualitative analysis. The narratives produced by AnalystConsensusTarget are general in nature and are based solely on analyst data and publicly-available material published by the respective companies. These scenarios are not indicative of the company's future performance and are exploratory in nature. Simply Wall St has no position in the company(s) mentioned. Simply Wall St may provide the securities issuer or related entities with website advertising services for a fee, on an arm's length basis. These relationships have no impact on the way we conduct our business, the content we host, or how our content is served to users. The price targets and estimates used are consensus data, and do not constitute a recommendation to buy or sell any stock, and they do not take account of your objectives, or your financial situation. Note that AnalystConsensusTarget's analysis may not factor in the latest price-sensitive company announcements or qualitative material.