Update shared on 01 Dec 2025
Fair value Increased 2.66%Banco Santander-Chile's analyst price target has increased from CLP 64.44 to CLP 66.16, as analysts point to a modest outlook improvement supported by slightly higher projected revenue growth and profit margins.
Analyst Commentary
Recent analyst actions reflect a mix of optimism and caution surrounding Banco Santander-Chile's near-term prospects. Their updated price targets and recommendations provide insight into prevailing expectations for the company's valuation and growth trajectory.
Bullish Takeaways
- Bullish analysts have raised their price targets, with some increases reflecting confidence in updated financial models and projected growth.
- Higher price targets suggest anticipation of improved profitability, supported by expectations for stable or gradually improving revenue streams.
- Ongoing updates to financial models point to analysts expecting the company to maintain solid operational execution in the foreseeable future.
- Valuations remain at attractive levels for some, indicating room for modest upside if the company meets or exceeds revised expectations.
Bearish Takeaways
- Bearish analysts have expressed concern over moderating earnings growth, suggesting that previous tailwinds for profit expansion may be dissipating.
- There is a view that the recovery in net interest margin has largely played out, which could limit further upside from this source.
- Some have shifted their ratings to Neutral, reflecting reduced conviction in the company's ability to significantly outperform its current valuation.
- Removal of the stock from top pick status highlights prevailing caution regarding both valuation and execution going forward.
Valuation Changes
- Consensus Analyst Price Target has risen slightly from CLP 64.44 to CLP 66.16.
- Discount Rate has decreased marginally from 12.39% to 12.35%.
- Revenue Growth has increased modestly from 11.69% to 11.73%.
- Net Profit Margin has edged up from 34.33% to 34.48%.
- Future P/E has moved higher from 15.40x to 15.70x.
Disclaimer
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