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Narrativa do Valor Justo
O valor justo da BB Seguridade reflete sua posição de destaque no setor de seguros no Brasil e sua capacidade de continuar a gerar fluxos de caixa sólidos. A empresa está bem posicionada para se beneficiar da crescente demanda por seguros e produtos de previdência, mas deve navegar com cuidado em um ambiente regulatório e econômico desafiador. O crescimento projetado é moderado, mas sustentado pela ampla base de clientes do Banco do Brasil e pela expansão do mercado de seguros no país.
Inputs de DCF
- Fluxos de Caixa Livre (FCF) Projetados: R$ 4 bilhões, R$ 4,2 bilhões, R$ 4,4 bilhões, R$ 4,6 bilhões, R$ 4,8 bilhões (próximos 5 anos)
- Taxa de Desconto (WACC): 7%
- Crescimento Perpétuo: 2,5%
- Número de Ações em Circulação: 2 bilhões
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Disclaimer
The user AvelinoMorais holds no position in BOVESPA:BBSE3. Simply Wall St has no position in any of the companies mentioned. The author of this narrative is not affiliated with, nor authorised by Simply Wall St as a sub-authorised representative. This narrative is general in nature and explores scenarios and estimates created by the author. The narrative does not reflect the opinions of Simply Wall St, and the views expressed are the opinion of the author alone, acting on their own behalf. These scenarios are not indicative of the company's future performance and are exploratory in the ideas they cover. The fair value estimates are estimations only, and does not constitute a recommendation to buy or sell any stock, and they do not take account of your objectives, or your financial situation. Note that the author's analysis may not factor in the latest price-sensitive company announcements or qualitative material.
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Consensus Narrative from 12 Analysts
Digital Transformation And New Insurance Products Will Expand Customer Base
Key Takeaways Innovative insurance products for conservation areas and non-financed equipment could expand the customer base and boost revenue. Digital transformation investments enhance efficiency and distribution, supporting net margin and revenue growth.
View narrativeR$41.00
FV
4.2% undervalued intrinsic discount4.98%
Revenue growth p.a.
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8 days ago author updated this narrative