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HAPV3: Lower Discount Rate Outlook Will Drive Future Upside Potential

Update shared on 27 Nov 2025

Fair value Decreased 44%
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AnalystConsensusTarget's Fair Value
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1Y
-65.2%
7D
-19.1%

Analysts have lowered their price target for Hapvida Participações e Investimentos from R$54.46 to R$30.69. This adjustment is based on expectations for slower revenue growth, slightly higher discount rates, and narrower profit margins.

Valuation Changes

  • Fair Value Estimate: decreased significantly from R$54.46 to R$30.69.
  • Discount Rate: increased slightly from 18.92% to 20.34%.
  • Revenue Growth: declined from 8.52% to 6.52%.
  • Net Profit Margin: lowered from 5.08% to 4.07%.
  • Future P/E Ratio: dropped from 23.00x to 17.34x.

Disclaimer

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