Banco Santander (Brasil)

AI And Digital Banking Shift Will Drive Stronger Margins And Long-Term Earnings Power

AnalystHighTarget

Not Invested

Community Contributor

Published

04 Dec 25

n/a

AnalystHighTarget's Fair Value

n/a

30.2%

-3.0%

30.2%

-3.0%

You can edit this narrative until Dec 5 6:05 PM. Then, changes will post as Updates.

Author's Valuation

R$42.922.7% undervalued

AnalystHighTarget Fair Value

Narrative

Updates0

AnalystHighTarget Fair Value

R$42.9

22.7% undervalued

Future estimation in

% p.a.

Decrease

Increase

Current revenue growth rate

17.09%

Banks revenue growth rate

0.26%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

Decrease

Increase

Current discount rate

22.48%

Calculation

R$12.10b

Earnings '28

13.39x

PE Ratio '28

R$162.08b

Market Cap '28

R$162.08b

Market Cap '28

3.75b

No. shares '28

R$43.19

Share Price '28

R$43.19 Share Price '28

Discounted to 2025 @ 0.22% p.a.

R$42.90

Fair Value '25