Update shared on21 Oct 2025
Fair value Decreased 19%Banco BBVA Argentina's analyst price target has been lowered from ARS 9,663 to ARS 7,817. Analysts cite recent macroeconomic challenges and expectations of softer bank fundamentals following a sector-wide downgrade to Neutral.
Analyst Commentary
Recent analyst research provides a nuanced view of Banco BBVA Argentina’s outlook amid sector downgrades and shifting macroeconomic dynamics. The following summarizes the key takeaways from recent analysis.
Bullish Takeaways
- Bullish analysts note that recent guidance updates from banks, including Banco BBVA Argentina, suggest some resilience in navigating a volatile environment.
- Improved positioning relative to peers may enable the bank to better manage the current uncertainty.
- Potential for stabilization in the macroeconomic situation could improve credit demand and support a rebound in fundamentals.
- Valuation has adjusted significantly. This could present upside if sector headwinds begin to abate.
Bearish Takeaways
- Bearish analysts highlight a negative feedback loop accelerated by electoral outcomes. This is expected to weigh on banks’ fundamentals.
- Higher cost of funding may pressure net interest margins and impact profitability.
- Increased uncertainty is likely to suppress credit demand, hampering growth prospects in the near term.
- Recent updates to banks’ guidance may be quickly outdated given the rapidly evolving macro challenges.
What's in the News
- Banco BBVA Argentina faces a class action lawsuit from Protegiendo al Consumidor (P.A.C.), which challenges Section 20 of Decree 70/2023 and seeks reimbursement for excess interest charges on credit cards in Buenos Aires Province (Key Developments).
- The lawsuit aims to restore the previous legal cap on punitive interest for credit card users and alleges that amounts were collected above the lawful limit (Key Developments).
- The claim is for an indeterminate sum that cannot yet be precisely quantified, and the bank does not expect the matter to significantly impact its assets or activities at this time (Key Developments).
Valuation Changes
- Consensus Analyst Price Target: Lowered from ARS 9,663 to ARS 7,817, marking a significant decrease in expected fair value.
- Discount Rate: Marginally reduced from 25.61% to 25.37%. This reflects a slightly lower risk premium.
- Revenue Growth: Expected annual growth has declined slightly from 29.44% to 29.22%.
- Net Profit Margin: Forecast has fallen from 17.50% to 16.69%. This indicates reduced profitability expectations.
- Future P/E Ratio: Reduced from 13.32x to 11.29x. This suggests a lower valuation relative to projected earnings.
Disclaimer
AnalystConsensusTarget is a tool utilizing a Large Language Model (LLM) that ingests data on consensus price targets, forecasted revenue and earnings figures, as well as the transcripts of earnings calls to produce qualitative analysis. The narratives produced by AnalystConsensusTarget are general in nature and are based solely on analyst data and publicly-available material published by the respective companies. These scenarios are not indicative of the company's future performance and are exploratory in nature. Simply Wall St has no position in the company(s) mentioned. Simply Wall St may provide the securities issuer or related entities with website advertising services for a fee, on an arm's length basis. These relationships have no impact on the way we conduct our business, the content we host, or how our content is served to users. The price targets and estimates used are consensus data, and do not constitute a recommendation to buy or sell any stock, and they do not take account of your objectives, or your financial situation. Note that AnalystConsensusTarget's analysis may not factor in the latest price-sensitive company announcements or qualitative material.