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Synchrony Financial NYSE:SYF Stock Report

Last Price

US$42.28

Market Cap

US$17.2b

7D

-2.6%

1Y

47.6%

Updated

27 Mar, 2024

Data

Company Financials +

SYF Stock Overview

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States.

SYF fundamental analysis
Snowflake Score
Valuation5/6
Future Growth2/6
Past Performance1/6
Financial Health5/6
Dividends3/6

Synchrony Financial Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Synchrony Financial
Historical stock prices
Current Share PriceUS$42.28
52 Week HighUS$43.84
52 Week LowUS$26.59
Beta1.61
1 Month Change5.91%
3 Month Change10.19%
1 Year Change47.57%
3 Year Change3.98%
5 Year Change30.70%
Change since IPO83.83%

Recent News & Updates

Synchrony Financial: Charge-Offs Create Downside Risk (Rating Downgrade)

Mar 05

Recent updates

Synchrony Financial: Charge-Offs Create Downside Risk (Rating Downgrade)

Mar 05

Synchrony Financial Offers 2 Good Income Options

Jan 24

Synchrony Financial: 8.9% Yielding Preferred Shares Are Attractive

Nov 20

Synchrony: A Buy As Credit Deterioration Slows

Oct 06

Synchrony Financial Shares Have Recovered From The Banking Crisis But Are Still Cheap

Jul 19

Synchrony Financial: 9.4% Yielding Bond Mispriced From Industry Crisis

May 29

Synchrony credit card net charge-offs jump in January as delinquencies tick up

Feb 14

Synchrony, furniture retailer Rooms To Go renew strategic financing partnership

Jan 25

Synchrony Financial: Growth And Fundamental Stability Remains In Harmony

Jan 18

Synchrony credit card metrics slip in November, edging down to prepandemic levels

Dec 15

Synchrony Financial credit card net charge-offs increase in October

Nov 14

Synchrony Financial declares $0.23 dividend

Oct 20

Synchrony expands relationship with Sycle for integrated digital payment solutions

Oct 13

Synchrony Financial: To Keep Watch Before Q3 Earnings

Sep 29

Synchrony Financial credit card delinquency, charge off rates climb in August

Sep 12

Synchrony's credit card delinquency, charge-off rates rise in July as loans increase

Aug 15

Synchrony Financial GAAP EPS of $1.60 beats by $0.16, revenue of $2.87B beats by $130M

Jul 18

Synchrony Financial Lower Profits Expected In 2022, But Trades At Fair Value

Jul 07

Synchrony Financial's (NYSE:SYF) Dividend Will Be US$0.22

Apr 25
Synchrony Financial's (NYSE:SYF) Dividend Will Be US$0.22

I Ran A Stock Scan For Earnings Growth And Synchrony Financial (NYSE:SYF) Passed With Ease

Apr 20
I Ran A Stock Scan For Earnings Growth And Synchrony Financial (NYSE:SYF) Passed With Ease

Give Synchrony Credit For Growing Loan Balances

Apr 19

Synchrony Financial: Abundant Upside Potential

Feb 25

Synchrony Financial (NYSE:SYF) Will Pay A Dividend Of US$0.22

Jan 29
Synchrony Financial (NYSE:SYF) Will Pay A Dividend Of US$0.22

Synchrony Financial: Sing Your Way To The Bank

Jan 13

Synchrony Financial: Efficient Business At Fair Value

Oct 25

Synchrony Financial (NYSE:SYF) Will Pay A Dividend Of US$0.22

Oct 25
Synchrony Financial (NYSE:SYF) Will Pay A Dividend Of US$0.22

Synchrony Financial Continues To Rebound

Oct 15

Synchrony Financial: Properly Positioned For 2022 (And Beyond)

Jul 23

Amazon Visa Card Partnership Could Be A Win For Synchrony

Jun 13

Synchrony Financial reshapes structure to get products to market faster

Jun 01

Synchrony Financial Continues To See Credit Metrics Improve

May 04

Synchrony Financial Q1 2021 Earnings Preview

Apr 26

Would Synchrony Financial (NYSE:SYF) Be Valuable To Income Investors?

Mar 08
Would Synchrony Financial (NYSE:SYF) Be Valuable To Income Investors?

Shareholder Returns

SYFUS Consumer FinanceUS Market
7D-2.6%0.8%0.4%
1Y47.6%39.7%28.8%

Return vs Industry: SYF exceeded the US Consumer Finance industry which returned 39.7% over the past year.

Return vs Market: SYF exceeded the US Market which returned 28.8% over the past year.

Price Volatility

Is SYF's price volatile compared to industry and market?
SYF volatility
SYF Average Weekly Movement3.5%
Consumer Finance Industry Average Movement6.0%
Market Average Movement6.0%
10% most volatile stocks in US Market16.9%
10% least volatile stocks in US Market3.0%

Stable Share Price: SYF has not had significant price volatility in the past 3 months.

Volatility Over Time: SYF's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
193220,000Brian Doubleshttps://www.synchrony.com

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms.

Synchrony Financial Fundamentals Summary

How do Synchrony Financial's earnings and revenue compare to its market cap?
SYF fundamental statistics
Market capUS$17.20b
Earnings (TTM)US$2.20b
Revenue (TTM)US$7.66b

7.8x

P/E Ratio

2.2x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
SYF income statement (TTM)
RevenueUS$7.66b
Cost of RevenueUS$0
Gross ProfitUS$7.66b
Other ExpensesUS$5.47b
EarningsUS$2.20b

Last Reported Earnings

Dec 31, 2023

Next Earnings Date

Apr 24, 2024

Earnings per share (EPS)5.40
Gross Margin100.00%
Net Profit Margin28.66%
Debt/Equity Ratio115.0%

How did SYF perform over the long term?

See historical performance and comparison

Dividends

2.4%

Current Dividend Yield

18%

Payout Ratio
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