DFS Stock Overview
Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States.
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 2/6 |
| Past Performance | 2/6 |
| Financial Health | 5/6 |
| Dividends | 5/6 |
Discover Financial Services Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$124.27 |
| 52 Week High | US$131.65 |
| 52 Week Low | US$79.04 |
| Beta | 1.44 |
| 1 Month Change | 2.50% |
| 3 Month Change | 27.68% |
| 1 Year Change | 18.15% |
| 3 Year Change | 24.89% |
| 5 Year Change | 60.29% |
| Change since IPO | 332.24% |
Recent News & Updates
Recent updates
Capital One Makes A Brilliant Step Forward With Discover
Mar 05Discover Financial Services: High-Yielding Digital Bank And Payment Network
Feb 05Discover Financial Services: Down But Far From Out
Jan 26Discover Financial Q4 Earnings Preview: Credit Losses Are The Primary Concern
Jan 15Discover Financial Services' (NYSE:DFS) Price Is Right But Growth Is Lacking After Shares Rocket 29%
Dec 22
Discover Financial Services: Harvesting Low-Hanging Fruit
Nov 19Discover: Q3 Results Worsen The Uncertainties Weighing On Shares
Oct 20Discover Financial: Growing Dividend, No Margin Of Safety
Oct 09Discover Financial Is An Attractive, Yet Risky Play
Sep 19Discover Financial: Credit Card Delinquencies May Soon Rise Above Normal Levels
Aug 23Discover Financial: CEO Departure And FDIC Probe Beginning (Rating Downgrade)
Aug 16Discover Financial: Don't Panic
Jul 20Discover Financial: A Modest Buy Opportunity With A Leading Global Card Network
Jun 26Shareholder Returns
| DFS | US Consumer Finance | US Market | |
|---|---|---|---|
| 7D | 1.1% | -0.9% | -3.7% |
| 1Y | 18.1% | 29.5% | 20.2% |
Return vs Industry: DFS underperformed the US Consumer Finance industry which returned 29.5% over the past year.
Return vs Market: DFS underperformed the US Market which returned 20.2% over the past year.
Price Volatility
| DFS volatility | |
|---|---|
| DFS Average Weekly Movement | 4.9% |
| Consumer Finance Industry Average Movement | 5.8% |
| Market Average Movement | 6.0% |
| 10% most volatile stocks in US Market | 16.6% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: DFS has not had significant price volatility in the past 3 months.
Volatility Over Time: DFS's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1960 | 21,100 | J. Shepherd | www.discover.com |
Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; private student loans, personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts.
Discover Financial Services Fundamentals Summary
| DFS fundamental statistics | |
|---|---|
| Market cap | US$31.14b |
| Earnings (TTM) | US$2.20b |
| Revenue (TTM) | US$9.90b |
14.1x
P/E Ratio3.1x
P/S RatioIs DFS overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| DFS income statement (TTM) | |
|---|---|
| Revenue | US$9.90b |
| Cost of Revenue | US$619.00m |
| Gross Profit | US$9.28b |
| Other Expenses | US$7.08b |
| Earnings | US$2.20b |
Last Reported Earnings
Mar 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 8.79 |
| Gross Margin | 93.75% |
| Net Profit Margin | 22.24% |
| Debt/Equity Ratio | 139.1% |
How did DFS perform over the long term?
See historical performance and comparison